{"id":1621,"date":"2025-12-17T13:43:54","date_gmt":"2025-12-17T13:43:54","guid":{"rendered":"https:\/\/konoom.td\/ar\/?page_id=1621"},"modified":"2025-12-17T13:54:04","modified_gmt":"2025-12-17T13:54:04","slug":"konoom-terms-and-conditions-wallet-business-ar","status":"publish","type":"page","link":"https:\/\/konoom.td\/ar\/konoom-terms-and-conditions-wallet-business-ar\/","title":{"rendered":"KONOOM TERMS and CONDITIONS wallet business AR"},"content":{"rendered":"\t\t
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\u0627\u0644\u0645\u0648\u0632\u0639: \u0623\u064a \u0634\u062e\u0635 \u0637\u0628\u064a\u0639\u064a \u0623\u0648 \u0627\u0639\u062a\u0628\u0627\u0631\u064a \u0645\u0639\u062a\u0645\u062f \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0644\u0636\u0645\u0627\u0646 \u062a\u0648\u0641\u0631 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0634\u0628\u0643\u0629 \u0627\u0644\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0627 \u0646\u064a\u0627\u0628\u0629 \u0639\u0646 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645.<\/p>

\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u062f\u0641\u0639: \u0645\u0624\u0633\u0633\u0629 \u0645\u0631\u062e\u0635\u0629 \u062a\u0642\u062f\u0645 \u0628\u0627\u0646\u062a\u0638\u0627\u0645 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0645\u062b\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645.<\/p>

\u0631\u0642\u0645 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u062f\u0648\u0644\u064a (\u0627\u0644\u0622\u064a\u0628\u0627\u0646): \u0645\u0631\u062c\u0639 \u0623\u0628\u062c\u062f\u064a \u0631\u0642\u0645\u064a \u064a\u064f\u062e\u0635\u0635 \u0644\u0643\u0644 \u062d\u0633\u0627\u0628 \u062f\u0641\u0639 \u0641\u064a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u064a\u062a\u0645 \u0625\u0646\u0634\u0627\u0624\u0647 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0639\u064a\u0627\u0631 \u0627\u0644\u0623\u064a\u0632\u0648 13616\u060c \u0648\u064a\u062a\u0643\u0648\u0646 \u0645\u0646 27 \u062d\u0631\u0641\u064b\u0627 \u0643\u0645\u0627 \u0647\u0648 \u0645\u062d\u062f\u062f \u0641\u064a \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0631\u0642\u0645 (002\/GR\/2021).<\/p>

\u0627\u0644\u062a\u0627\u062c\u0631: \u0623\u064a \u0634\u062e\u0635 \u0637\u0628\u064a\u0639\u064a \u0623\u0648 \u0627\u0639\u062a\u0628\u0627\u0631\u064a\u060c \u062a\u0627\u062c\u0631 \u0623\u0648 \u063a\u064a\u0631 \u062a\u0627\u062c\u0631\u060c \u064a\u0645\u062a\u0644\u0643 \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0648\u0645\u062e\u0648\u0644 \u0644\u0647 \u0642\u0628\u0648\u0644 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0645\u0646 \u0639\u0645\u0644\u0627\u0626\u0647 \u0645\u0642\u0627\u0628\u0644 \u062a\u0642\u062f\u064a\u0645 \u0633\u0644\u0639 \u0623\u0648 \u062e\u062f\u0645\u0627\u062a.<\/p>

\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u2013 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a: \u0642\u064a\u0645\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u062e\u0632\u0646\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u064b\u0627\u060c \u062a\u0645\u062b\u0644 \u0645\u0637\u0627\u0644\u0628\u0629 \u0639\u0644\u0649 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645\u060c \u062a\u0635\u062f\u0631 \u0628\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0627\u0633\u0645\u064a\u0629 \u0645\u0642\u0627\u0628\u0644 \u062a\u0633\u0644\u064a\u0645 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0644\u0623\u063a\u0631\u0627\u0636 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0641\u0639\u060c \u0648\u064a\u0642\u0628\u0644\u0647\u0627 \u0623\u0634\u062e\u0627\u0635 \u0622\u062e\u0631\u0648\u0646 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u062f\u0631\u060c \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0644\u0644\u062a\u062f\u062e\u0644 \u0639\u0628\u0631 \u062d\u0633\u0627\u0628 \u0628\u0646\u0643\u064a.<\/p>

\u0627\u0644\u0643\u0644\u0645\u0629 \u0627\u0644\u0633\u0631\u064a\u0629: \u0643\u0644\u0645\u0629 \u0645\u0631\u0648\u0631 \u0633\u0631\u064a\u0629 \u064a\u062d\u062f\u062f\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u0646\u062f \u0625\u0646\u0634\u0627\u0621 \u0627\u0644\u062d\u0633\u0627\u0628 \u0644\u062a\u0645\u0643\u064a\u0646 \u0627\u0633\u062a\u0639\u0627\u062f\u0629 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a.<\/p>

\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0628\u062f\u064a\u0644: \u0631\u0642\u0645 \u0647\u0627\u062a\u0641 \u0645\u062d\u0645\u0648\u0644 \u0645\u062e\u062a\u0644\u0641 \u0639\u0646 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0645\u0631\u062a\u0628\u0637 \u0628\u062d\u0633\u0627\u0628 \u0627\u0644\u062f\u0641\u0639\u060c \u064a\u062a\u064a\u062d \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u0639\u0627\u062f\u0629 \u062a\u0639\u064a\u064a\u0646 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0641\u064a \u062d\u0627\u0644 \u0646\u0633\u064a\u0627\u0646\u0647\u060c \u0648\u0644\u0627 \u064a\u064f\u0633\u062a\u062e\u062f\u0645 \u0647\u0630\u0627 \u0627\u0644\u0631\u0642\u0645 \u0623\u0628\u062f\u064b\u0627 \u0644\u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a.<\/p>

\u0631\u0642\u0645 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a: \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0645\u062e\u0635\u0635 \u0644\u0643\u0644 \u062d\u0633\u0627\u0628 \u062f\u0641\u0639\u060c \u0625\u0645\u0627 \u0631\u0642\u0645 \u062f\u0644\u064a\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u0645\u062d\u0637\u0629 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 (MSISDN) \u0644\u0628\u0637\u0627\u0642\u0629 \u00a0\u0633\u064a\u0645 “SIM” \u0623\u0648 \u0631\u0642\u0645 \u0627\u0644\u0622\u064a\u0628\u0627\u0646 \u0627\u0644\u0645\u064f\u0646\u0634\u0623 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0639\u064a\u0627\u0631 \u0627\u0644\u0623\u064a\u0632\u0648 13616.<\/p>

\u0646\u0638\u0627\u0645 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645: \u0646\u0638\u0627\u0645 \u064a\u062a\u0643\u0648\u0646 \u0645\u0646 \u0645\u0646\u0635\u0627\u062a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0648\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0637\u0648\u0631\u062a\u0647\u0627 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0644\u062a\u0634\u063a\u064a\u0644 \u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a.<\/p>

\u0627\u0644\u062a\u0633\u0639\u064a\u0631: \u062c\u062f\u0648\u0644 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u0643\u0645\u0627 \u062a\u0646\u0634\u0631\u0647 \u0648\u062a\u062d\u062f\u0651\u062b\u0647 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645.<\/p>

\u0635\u0627\u062d\u0628 \u0627\u0644\u062d\u0633\u0627\u0628: \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0630\u064a \u064a\u062a\u0645 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u062a\u0647 \u0628\u0645\u0648\u062c\u0628 \u0648\u062b\u064a\u0642\u0629 \u0647\u0648\u064a\u0629 \u0633\u0627\u0631\u064a\u0629\u060c \u0628\u0645\u0627 \u064a\u062a\u064a\u062d \u0625\u0646\u0634\u0627\u0621 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a.<\/p>

\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629: \u0623\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0644\u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u064a\u0647 \u0642\u064a\u062f \u0645\u062f\u064a\u0646 \u0623\u0648 \u062f\u0627\u0626\u0646 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0646\u064a.<\/p>

\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062d\u0633\u0627\u0628: \u0623\u064a \u0634\u062e\u0635 \u064a\u0633\u062a\u062e\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u062d\u0633\u0627\u0628 \u062f\u0641\u0639\u060c \u062f\u0648\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u0635\u0627\u062d\u0628 \u0627\u0644\u062d\u0633\u0627\u0628.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t

3.\u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

1 \u064a\u062c\u0648\u0632 \u0644\u0623\u064a \u0634\u062e\u0635 \u0627\u0639\u062a\u0628\u0627\u0631\u064a\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u064a\u0645\u0627\u0631\u0633 \u0646\u0634\u0627\u0637\u064b\u0627 \u062a\u062c\u0627\u0631\u064a\u064b\u0627 \u0623\u0648 \u063a\u064a\u0631 \u062a\u062c\u0627\u0631\u064a\u060c \u0648\u064a\u0645\u062a\u0644\u0643 \u0647\u0627\u062a\u0641\u064b\u0627 \u0645\u062d\u0645\u0648\u0644\u064b\u0627 \u0648\u064a\u062d\u0648\u0632 \u0631\u0642\u0645 \u0646\u0641\u0627\u0630 \u0644\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0633\u0627\u0631\u064a \u0627\u0644\u0645\u0641\u0639\u0648\u0644\u060c \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u0628\u0645\u0627 \u064a\u062a\u064a\u062d \u0644\u0647 \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0623\u0648 \u0642\u0628\u0648\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0633\u0644\u0639 \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0642\u062f\u0645\u0647\u0627.<\/p>

3.2 \u064a\u0645\u0643\u0646 \u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0645\u0628\u0627\u0634\u0631\u0629 \u0639\u0628\u0631 \u062a\u0637\u0628\u064a\u0642 \u0643\u0648\u0646\u0648\u0645 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0623\u0648 \u0644\u062f\u0649 \u0623\u064a \u0645\u0648\u0632\u0639 \u0645\u0639\u062a\u0645\u062f \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645.<\/p>

3.3 \u0639\u0646\u062f \u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u064a\u0644 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0642\u0628\u0644 \u0642\u0628\u0648\u0644 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643:<\/p>

\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629<\/p>

\u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u062a\u062c\u0627\u0631 (\u0623\u0634\u062e\u0627\u0635 \u0637\u0628\u064a\u0639\u064a\u0648\u0646 \u0623\u0648 \u0627\u0639\u062a\u0628\u0627\u0631\u064a\u0648\u0646):
– \u0645\u0633\u062a\u062e\u0631\u062c \u0645\u0646 \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0648\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0627\u0644\u0645\u0646\u0642\u0648\u0644 (RCCM)
– \u0627\u0644\u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0629 (\u0625\u0646 \u0648\u062c\u062f\u062a)
– \u0627\u0644\u0631\u062e\u0635\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629
– \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0636\u0631\u064a\u0628\u064a
– \u0622\u062e\u0631 \u0631\u062e\u0635\u0629 \u0645\u0632\u0627\u0648\u0644\u0629 \u0646\u0634\u0627\u0637 \u0623\u0648 \u0634\u0647\u0627\u062f\u0629 \u0628\u0631\u0627\u0621\u0629 \u0630\u0645\u0629 \u0636\u0631\u064a\u0628\u064a\u0629
– \u0645\u062e\u0637\u0637 \u0627\u0644\u0645\u0648\u0642\u0639
– \u0647\u0648\u064a\u0629 \u0633\u0627\u0631\u064a\u0629 \u0644\u0645\u0645\u062b\u0644\u064a \u0627\u0644\u0634\u0631\u0643\u0629
– \u0635\u0648\u0631\u062a\u0627\u0646 \u0634\u062e\u0635\u064a\u062a\u0627\u0646 \u0644\u0645\u0645\u062b\u0644\u064a \u0627\u0644\u0634\u0631\u0643\u0629<\/p>

\u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u0643\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649:
– \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0633\u064a\u0633
– \u0645\u062e\u0637\u0637 \u0627\u0644\u0645\u0648\u0642\u0639
– \u0647\u0648\u064a\u0627\u062a \u0645\u0645\u062b\u0644\u064a \u0627\u0644\u0643\u064a\u0627\u0646
– \u0635\u0648\u0631\u062a\u0627\u0646 \u0634\u062e\u0635\u064a\u062a\u0627\u0646
– \u0623\u064a \u0645\u0633\u062a\u0646\u062f \u0625\u0636\u0627\u0641\u064a \u0645\u0637\u0644\u0648\u0628<\/p>

\u0648 \u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0637\u0644\u0628 \u0623\u064a \u0645\u0633\u062a\u0646\u062f \u0625\u0636\u0627\u0641\u064a \u062a\u0642\u062a\u0636\u064a\u0647 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

3.3.2 \u0631\u0642\u0645 \u0627\u0644\u062f\u062e\u0648\u0644 \u0644\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/p>

\u064a\u0643\u0648\u0646 \u0631\u0642\u0645 \u062f\u062e\u0648\u0644 \u0644\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0633\u0627\u0631\u064a \u0627\u0644\u0645\u0641\u0639\u0648\u0644 \u0628\u0627\u0633\u0645 \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0645\u062b\u0627\u0628\u0629\u00a0 \u062a\u0641\u0648\u064a\u0636 \u0635\u0631\u064a\u062d \u0645\u0646 \u0635\u0627\u062d\u0628 \u0631\u0642\u0645 \u0627\u0644\u062f\u062e\u0648\u0644 \u0644\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 (\u0625\u0646 \u0648\u062c\u062f) \u064a\u0633\u0645\u062d \u0628\u0631\u0628\u0637 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0628\u0645\u0633\u062a\u062e\u062f\u0645 \u0630\u0644\u0643 \u0627\u0644\u0631\u0642\u0645.<\/p>

\u0648\u0644\u0647\u0630\u0627 \u0627\u0644\u063a\u0631\u0636\u060c \u064a\u062c\u0648\u0632 \u0644\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u062a\u0632\u0648\u064a\u062f \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0646\u0645\u0648\u0630\u062c \u062a\u0641\u0648\u064a\u0636.<\/p>

3.3.3 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0623\u062e\u0631\u0649 \u0642\u062f \u062a\u0637\u0644\u0628\u0647\u0627 \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u064a\u0629\u061b<\/p>

3.4 \u0631\u0641\u0636 \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628<\/strong><\/p>

\u062a\u062d\u062a\u0641\u0638 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0631\u0641\u0636 \u0623\u064a \u0637\u0644\u0628 \u0644\u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u0648\u0644\u0627 \u0633\u064a\u0645\u0627 \u0625\u0630\u0627 \u0627\u0639\u062a\u064f\u0628\u0631\u062a \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u063a\u064a\u0631 \u0645\u0631\u0636\u064a\u0629\u060c \u0623\u0648 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u063a\u064a\u0631 \u0645\u0643\u062a\u0645\u0644\u0629 \u0623\u0648 \u063a\u064a\u0631 \u062f\u0642\u064a\u0642\u0629 \u0645\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0648\u062c\u0648\u0647\u060c \u0623\u0648 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062e\u0627\u0636\u0639\u064b\u0627 \u0644\u062d\u0638\u0631 \u0635\u0627\u062f\u0631 \u0639\u0646 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u0631\u0642\u0627\u0628\u064a\u0629 \u0623\u0648 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629\u060c \u0623\u0648 \u0645\u062f\u0631\u062c\u064b\u0627 \u0639\u0644\u0649 \u0623\u064a \u0642\u0627\u0626\u0645\u0629 \u0633\u0648\u062f\u0627\u0621 \u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0627\u0644\u0623\u0645\u0645 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0623\u0648 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0623\u0648 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629.<\/p>

3.5 \u0627\u0644\u062a\u0623\u0643\u064a\u062f<\/strong><\/p>

\u0628\u0639\u062f \u0642\u0628\u0648\u0644 \u0627\u0644\u0637\u0644\u0628 \u0648\u0641\u0642\u064b\u0627 \u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062d\u0642\u0642 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0627\u0644\u0641\u0642\u0631\u062a\u064a\u0646 3.3 \u06483.4\u060c \u064a\u062a\u0644\u0642\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0631\u0633\u0627\u0644\u0629 \u0639\u0644\u0649 \u0631\u0642\u0645 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0647 \u062a\u0624\u0643\u062f \u0641\u062a\u062d \u062d\u0633\u0627\u0628\u0647 \u0641\u064a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0631\u0645\u0632 \u0627\u0644\u0622\u064a\u0628\u0627\u0646 \u0627\u0644\u0630\u064a \u0633\u064a\u062a\u0645 \u062a\u062e\u0635\u064a\u0635\u0647 \u0644\u0647 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

3.6 \u062a\u0641\u0639\u064a\u0644 \u0627\u0644\u062d\u0633\u0627\u0628<\/strong><\/p>

\u064a\u0642\u0648\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0637\u0644\u0628 \u0631\u0645\u0632 \u0627\u0644\u062a\u0641\u0639\u064a\u0644 *(179#) \u0644\u062a\u0641\u0639\u064a\u0644 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0647. \u0648\u0628\u0639\u062f \u0630\u0644\u0643\u060c \u064a\u064f\u0637\u0644\u0628 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u062e\u062a\u064a\u0627\u0631 \u0631\u0645\u0632 \u062a\u0639\u0631\u064a\u0641 \u0634\u062e\u0635\u064a\u060c \u0648\u064a\u062c\u0648\u0632 \u0644\u0647 \u062a\u063a\u064a\u064a\u0631\u0647 \u0644\u0627\u062d\u0642\u064b\u0627. \u0643\u0645\u0627 \u064a\u062d\u0642 \u0644\u0644\u0639\u0645\u064a\u0644 \u0625\u0639\u0627\u062f\u0629 \u062a\u0639\u064a\u064a\u0646 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u062d\u0627\u0644 \u0646\u0633\u064a\u0627\u0646\u0647.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t

4-\t\u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

1 \u064a\u064f\u0639\u062f\u0651 \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u062d\u0633\u0627\u0628 \u062f\u0641\u0639 \u0645\u0645\u0644\u0648\u0643\u064b\u0627 \u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062a\u0645 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u062a\u0647 \u0645\u0633\u0628\u0642\u064b\u0627\u060c \u062a\u064f\u062e\u0632\u0651\u064e\u0646 \u0641\u064a\u0647 \u0642\u064a\u0645\u0629 \u0645\u0627\u0644\u064a\u0629 \u0628\u0635\u064a\u063a\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0645\u062b\u0644 \u0645\u0637\u0627\u0644\u0628\u0629 \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062a\u062c\u0627\u0647 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645\u060c \u0648\u0630\u0644\u0643 \u0645\u0642\u0627\u0628\u0644 \u062a\u062d\u0648\u064a\u0644 \u0623\u0645\u0648\u0627\u0644 \u0644\u063a\u0631\u0636 \u062a\u0646\u0641\u064a\u0630 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0641\u0639.<\/p>

4.2 \u062a\u064f\u0645\u0643\u0651\u0646 \u062e\u062f\u0645\u0629 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0627\u0644\u0639\u0645\u064a\u0644 \u0645\u0646 \u0623\u062f\u0627\u0621 \u0645\u0627 \u064a\u0644\u064a:<\/p>

– \u0625\u0631\u0633\u0627\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0644\u0649 \u0623\u0637\u0631\u0627\u0641 \u062b\u0627\u0644\u062b\u0629 (\u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646\u060c \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646\u060c \u0627\u0644\u0634\u0631\u0643\u0627\u0621\u060c \u0627\u0644\u0628\u0646\u0648\u0643) \u0639\u0628\u0631 \u0645\u0646\u0635\u0629 \u0643\u0648\u0646\u0648\u0645\u061b
– \u0627\u0633\u062a\u0644\u0627\u0645 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u0622\u062e\u0631\u064a\u0646 \u0639\u0628\u0631 \u0627\u0644\u0642\u0646\u0627\u0629 \u0646\u0641\u0633\u0647\u0627\u061b
– \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0633\u062c\u0644 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0647\u061b
– \u0625\u062f\u0627\u0631\u0629 \u0639\u062f\u0629 \u062d\u0633\u0627\u0628\u0627\u062a \u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0628\u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0627\u062a \u0648\u0627\u0644\u0623\u0645\u0646.<\/p>

\u0648\u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u0649 \u0643\u0644 \u062f\u0641\u0639\u0629 \u064a\u062a\u0645 \u0627\u0633\u062a\u0644\u0627\u0645\u0647\u0627 \u0639\u0628\u0631 \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u062a\u0623\u0643\u064a\u062f \u0641\u0648\u0631\u064a \u0644\u0644\u0639\u0645\u064a\u0644 (\u0639\u0628\u0631 \u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0646\u0635\u064a\u0629 \u0627\u0644\u0642\u0635\u064a\u0631\u0629\u060c \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0623\u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u060c \u0623\u0648 \u0627\u0644\u0631\u0645\u0648\u0632 \u0627\u0644\u0633\u0631\u064a\u0639\u0629)\u060c \u0648\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0635\u0629\u060c \u0648\u0625\u0634\u0639\u0627\u0631 \u0641\u064a \u0633\u062c\u0644 \u0627\u0644\u062a\u0627\u062c\u0631.<\/p>

4.3 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u0649 \u0643\u0644 \u062f\u0641\u0639\u0629 \u064a\u062a\u0645 \u0627\u0633\u062a\u0644\u0627\u0645\u0647\u0627 \u0639\u0628\u0631 \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u062a\u0623\u0643\u064a\u062f \u0641\u0648\u0631\u064a \u0644\u0644\u0639\u0645\u064a\u0644 (\u0631\u0633\u0627\u0644\u0629 \u0646\u0635\u064a\u0629 \u0642\u0635\u064a\u0631\u0629\u060c \u0628\u0631\u064a\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u060c \u0623\u0648 \u0627\u0644\u0631\u0645\u0648\u0632 \u0627\u0644\u0633\u0631\u064a\u0639\u0629)\u060c \u0648\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0635\u0629\u060c \u0648\u0625\u0634\u0639\u0627\u0631 \u0641\u064a \u0633\u062c\u0644 \u0627\u0644\u062a\u0627\u062c\u0631.<\/p>

4.4 \u064a\u062a\u0645 \u0641\u062a\u062d \u0648\u062a\u0634\u063a\u064a\u0644 \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0648\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u060c \u0648\u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u062a\u0634\u0627\u062f\u064a\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627\u060c \u0648\u0644\u0627 \u0633\u064a\u0645\u0627 \u062a\u0644\u0643 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639\u060c \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628\u060c \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0648\u0627\u0644\u062d\u0638\u0631\u060c \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0641\u0633\u0627\u062f\u060c \u0627\u0644\u0633\u0627\u0631\u064a\u0629 \u0641\u064a \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u062a\u0634\u0627\u062f \u0648\u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0645\u0639\u0646\u064a\u0629 \u0628\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0646\u0641\u064a\u0630 \u0643\u0644 \u0623\u0648 \u0628\u0639\u0636 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u060c \u0641\u0636\u0644\u064b\u0627 \u0639\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u0648\u0627\u0644\u0627\u062d\u062a\u0631\u0627\u0632\u064a\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

4.5 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u062c\u0631\u0627\u0621 \u0623\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u062e\u0635\u0645 \u0645\u0646 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0647 \u0625\u0630\u0627 \u0644\u0645 \u064a\u0643\u0646 \u0644\u062f\u064a\u0647 \u0631\u0635\u064a\u062f \u0643\u0627\u0641\u064d \u0645\u0646 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u062a\u0646\u0641\u064a\u0630 \u062a\u0644\u0643 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0648\u0633\u062f\u0627\u062f \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u062a\u0631\u062a\u0628\u0629 \u0639\u0644\u064a\u0647\u0627. \u0648\u0644\u0627 \u064a\u062c\u0648\u0632 \u0623\u0646 \u064a\u0643\u0648\u0646 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0645\u062f\u064a\u0646\u064b\u0627 \u0625\u0644\u0627 \u0641\u064a \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627\u060c \u0648\u0644\u0627 \u0633\u064a\u0645\u0627 \u0627\u0644\u0644\u0627\u0626\u062d\u0629 \u0631\u0642\u0645 (04\/18\/CEMAC-UMAC-COBAC) \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0641\u064a \u0645\u062c\u0645\u0648\u0639\u0629 \u062f\u0648\u0644 \u0648\u0633\u0637 \u0625\u0641\u0631\u064a\u0642\u064a\u0627 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0646\u0642\u062f\u064a\u0629.<\/p>

4.6 \u064a\u0641\u0648\u0636 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0635\u0631\u0627\u062d\u0629\u064b \u0628\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0645\u0646 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0647\u060c \u0643\u0642\u064a\u0645\u0629 \u0644\u0623\u064a \u0631\u0633\u0648\u0645 \u0645\u0633\u062a\u062d\u0642\u0629 \u0639\u0644\u064a\u0647 \u0644\u0623\u064a \u0633\u0628\u0628 \u0643\u0627\u0646\u060c \u0648\u0630\u0644\u0643 \u0628\u0645\u0642\u062f\u0627\u0631 \u064a\u0639\u0627\u062f\u0644 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0627\u0633\u0645\u064a\u0629 \u0644\u062a\u0644\u0643 \u0627\u0644\u0631\u0633\u0648\u0645 \u0628\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629. \u0648\u0641\u064a \u062d\u0627\u0644 \u0639\u062f\u0645 \u0643\u0641\u0627\u064a\u0629 \u0627\u0644\u0631\u0635\u064a\u062f \u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0631\u0627\u062f \u062e\u0635\u0645\u0647\u0627\u060c \u0641\u0644\u0646 \u064a\u062a\u0645 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0627\u0644\u062a\u064a \u0637\u0644\u0628\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645.<\/p>

\u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0625\u062c\u0631\u0627\u0621 \u0639\u0645\u0644\u064a\u0627\u062a \u062e\u0635\u0645 \u062a\u0644\u0642\u0627\u0626\u064a \u0645\u0646 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u064a \u062a\u062d\u062f\u062f\u0647\u0627 \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u064a\u0629. \u0648\u0641\u064a \u062d\u0627\u0644 \u0639\u062f\u0645 \u0643\u0641\u0627\u064a\u0629 \u0631\u0635\u064a\u062f \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u0631\u0627\u062f \u062e\u0635\u0645\u0647\u060c \u064a\u0638\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0633\u0624\u0648\u0644\u064b\u0627 \u0639\u0646 \u0627\u0644\u0631\u0635\u064a\u062f \u063a\u064a\u0631 \u0627\u0644\u0645\u0633\u062f\u062f\u060c \u0648\u062a\u062d\u062a\u0641\u0638 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u062d\u0635\u064a\u0644\u0647 \u0628\u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u0645\u0646\u0627\u0633\u0628\u0629.<\/p>

4.7 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u0649 \u0625\u062e\u0637\u0627\u0631 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0648\u0641\u0627\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0646 \u0642\u0628\u0644 \u0648\u0631\u062b\u062a\u0647 \u062d\u062c\u0628 \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0647 \u0625\u0644\u0649 \u062d\u064a\u0646 \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u062a\u0631\u0643\u0629. \u0648\u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u062a\u062a\u0645 \u0628\u064a\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0648\u0641\u0627\u0629 \u0648\u062a\u0627\u0631\u064a\u062e \u0625\u062e\u0637\u0627\u0631 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0648\u0631\u062b\u0629.<\/p>

4.8 \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0643\u0634\u0641 \u062d\u0633\u0627\u0628 \u0639\u0628\u0631 \u0647\u0627\u062a\u0641\u0647 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u0623\u0648 \u062a\u0637\u0628\u064a\u0642 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u0623\u0648 \u0639\u0628\u0631 \u0645\u0648\u0642\u0639 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0623\u0648 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0646\u0635\u0629 \u0645\u062e\u0635\u0635\u0629. \u0643\u0645\u0627 \u064a\u0645\u0643\u0646\u0647 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u0645\u062a\u0627\u0628\u0639\u0629 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0642\u0627\u0645 \u0628\u0625\u062c\u0631\u0627\u0626\u0647\u0627 \u0639\u0628\u0631 \u0627\u0644\u062e\u062f\u0645\u0629.<\/p>

4.9 \u062a\u062d\u062a\u0641\u0638 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0627\u0644\u062d\u0642\u060c \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u064a \u062a\u062d\u062f\u062f\u0647\u0627 \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u064a\u0629\u060c \u0641\u064a \u0625\u0646\u0647\u0627\u0621 \u062d\u0633\u0627\u0628 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0641\u064a \u062d\u0627\u0644 \u0639\u062f\u0645 \u0627\u0644\u0646\u0634\u0627\u0637 \u0644\u0645\u062f\u0629 \u0627\u062b\u0646\u064a \u0639\u0634\u0631 (12) \u0634\u0647\u0631\u064b\u0627. \u0648\u064a\u062a\u0645 \u0625\u0631\u0633\u0627\u0644 \u0625\u0634\u0639\u0627\u0631 \u0627\u0644\u0625\u0646\u0647\u0627\u0621 \u0625\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u0628\u0631 \u0631\u0633\u0627\u0644\u0629 \u0646\u0635\u064a\u0629 \u0642\u0635\u064a\u0631\u0629 \u0623\u0648 \u0628\u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u0623\u062e\u0631\u0649 \u062a\u062a\u0631\u0643 \u0623\u062b\u0631\u064b\u0627 \u0643\u062a\u0627\u0628\u064a\u064b\u0627\u060c \u0648\u0630\u0644\u0643 \u0642\u0628\u0644 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0641\u0639\u0644\u064a \u0628\u0623\u0633\u0628\u0648\u0639\u064a\u0646 (2). \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0625\u0646\u0647\u0627\u0621 \u062d\u0633\u0627\u0628 \u0627\u0644\u062f\u0641\u0639 \u0641\u0648\u0631\u064b\u0627 \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0646\u0641\u0633\u0647\u0627 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0627\u0644\u0628\u0646\u062f 4.2 \u0623\u0639\u0644\u0627\u0647.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t

5-\t\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u2013 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

1 \u062a\u064f\u0639\u062f\u0651 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u0623\u062f\u0627\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0645\u062b\u0644\u0629 \u0628\u0642\u064a\u062f \u0641\u064a \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u0648\u064a\u064f\u062b\u0628\u062a \u062d\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u0643\u0634\u0641 \u062d\u0633\u0627\u0628 \u0623\u0648 \u0625\u0634\u0639\u0627\u0631 \u0639\u0628\u0631 \u0631\u0633\u0627\u0644\u0629 \u0646\u0635\u064a\u0629 \u0642\u0635\u064a\u0631\u0629 \u0635\u0627\u062f\u0631 \u0639\u0646 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u064a\u0628\u064a\u0651\u0646 \u0631\u0635\u064a\u062f \u0627\u0644\u062d\u0633\u0627\u0628. \u0648\u062a\u0639\u062a\u0628\u0631 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0630\u064a \u064a\u062d\u0648\u0632 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0627\u0644\u0645\u0642\u064a\u062f\u0629 \u0628\u0647 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0627\u0644\u0643\u064b\u0627 \u0634\u0631\u0639\u064a\u064b\u0627 \u0644\u0647\u0627\u060c \u0648\u0630\u0644\u0643 \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0648\u0641\u0627\u0629 \u0623\u0648 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0623\u0648 \u0627\u0644\u062d\u0644.<\/p>

5.2 \u062a\u0645\u062b\u0644 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u0645\u0637\u0627\u0644\u0628\u0629 \u063a\u064a\u0631 \u0645\u0636\u0645\u0648\u0646\u0629 \u062a\u062c\u0627\u0647 \u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u062f\u0641\u0639\u060c \u0648\u0647\u064a \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0645\u0639 \u062c\u0645\u064a\u0639 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0623\u0648 \u0627\u0644\u062a\u064a \u0633\u062a\u0635\u062f\u0631 \u0639\u0646 \u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u062f\u0641\u0639.<\/p>

5.3 \u0644\u0627 \u062a\u0633\u062a\u062d\u0642 \u0623\u064a \u0641\u0648\u0627\u0626\u062f \u0648\u0644\u0627 \u062a\u064f\u062f\u0641\u0639 \u0645\u0646 \u0642\u0628\u0644 \u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u062f\u0641\u0639 \u0637\u0648\u0627\u0644 \u0645\u062f\u0629 \u0633\u0631\u064a\u0627\u0646 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a.<\/p>

5.4 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0623\u0646 \u064a\u062a\u062c\u0627\u0648\u0632 \u0631\u0635\u064a\u062f \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u0627\u0644\u0645\u062d\u062a\u0641\u0638 \u0628\u0647 \u0645\u0646 \u0642\u0628\u0644 \u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u0627\u062d\u062f\u060c \u0641\u064a \u0623\u064a \u0648\u0642\u062a\u060c \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0627\u0644\u0630\u064a \u062a\u062d\u062f\u062f\u0647 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

5.5 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0623\u0646 \u064a\u062a\u062c\u0627\u0648\u0632 \u0625\u062c\u0645\u0627\u0644\u064a \u0645\u0628\u0627\u0644\u063a \u0634\u062d\u0646 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u0627\u0644\u062a\u064a \u064a\u062c\u0631\u064a\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0646\u0641\u0633\u0647 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 \u0645\u0639\u064a\u0646\u0629 \u0627\u0644\u062d\u062f \u0627\u0644\u0630\u064a \u062a\u062d\u062f\u062f\u0647 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

5.6 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0623\u0646 \u064a\u062a\u062c\u0627\u0648\u0632 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0635\u0627\u062f\u0631\u0629 (\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a\u060c \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a\u060c \u0627\u0644\u0633\u062d\u0648\u0628\u0627\u062a) \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u0625\u062c\u0631\u0627\u0624\u0647\u0627 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 \u0645\u0639\u064a\u0646\u0629 (\u064a\u0648\u0645\u060c \u0623\u0633\u0628\u0648\u0639\u060c \u0634\u0647\u0631) \u0628\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u0645\u0646 \u0642\u0628\u0644 \u0646\u0641\u0633 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062d\u062f \u0627\u0644\u0630\u064a \u062a\u062d\u062f\u062f\u0647 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

5.7 \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u062d\u062f \u0623\u0642\u0635\u0649 \u062e\u0645\u0633\u0629 \u062d\u0633\u0627\u0628\u0627\u062a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a.<\/p>

5.8 \u064a\u062d\u0642 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u0645\u062c\u0627\u0646\u064b\u0627 \u0627\u0628\u062a\u062f\u0627\u0621\u064b \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0641\u064a \u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a.<\/p>

5.9 \u064a\u0645\u0643\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u0628\u062d\u0631\u064a\u0629 \u062f\u0627\u062e\u0644 \u0645\u0646\u0638\u0648\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0639\u0646 \u0637\u0631\u064a\u0642 \u0625\u0631\u0633\u0627\u0644 \u0623\u0645\u0631 \u062f\u0641\u0639 \u0645\u0635\u0631\u062d \u0628\u0647 \u0645\u0648\u062c\u0647 \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0646 \u0642\u0628\u0644 \u062d\u0627\u0645\u0644 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0630\u064a \u062a\u062d\u062a\u0641\u0638 \u0628\u0647 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/p>

5.10 \u062a\u0627\u0631\u064a\u062e \u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u063a\u064a\u0631 \u0645\u062d\u062f\u062f. \u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u064a\u0647\u060c \u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0635\u0641\u062a\u0647\u0627 \u0645\u0624\u0633\u0633\u0629 \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (EMI) \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u064a \u0646\u0642\u0648\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u0645\u062a\u062f\u0627\u0648\u0644\u0629\u060c \u0643\u0645\u0627 \u064a\u062d\u0642 \u0644\u0623\u064a \u062d\u0627\u0645\u0644 \u062d\u0633\u0627\u0628 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 \u0645\u0639\u0642\u0648\u0644\u0629.<\/p>

5.11 \u064a\u062a\u0645 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u062f\u0648\u0646 \u0623\u064a \u062a\u0643\u0644\u0641\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0627\u0644\u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629 \u0641\u0642\u0637 \u0644\u062a\u0646\u0641\u064a\u0630 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f.<\/p>

5.12 \u062a\u0636\u0645\u0646 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u062a\u062e\u0632\u064a\u0646 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u0648\u062a\u0633\u0648\u064a\u062a\u0647\u0627 \u0648\u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0645\u0648\u0627\u0635\u0641\u0627\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0644\u0644\u0646\u0638\u0627\u0645. \u0648\u0642\u062f \u062a\u062e\u062a\u0644\u0641 \u0647\u0630\u0647 \u0627\u0644\u0645\u0648\u0627\u0635\u0641\u0627\u062a \u062d\u0633\u0628 \u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t

6-\t\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0629 <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

1 \u064a\u062e\u0636\u0639 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0629 \u0644\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a.<\/p>

6.2 \u062a\u0644\u062a\u0632\u0645 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u062a\u0646\u0641\u064a\u0630 \u062c\u0645\u064a\u0639 \u0627\u0644\u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u0636\u0645\u0627\u0646 \u062d\u0635\u0648\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u0644\u0649 \u0648\u0635\u0648\u0644 \u062f\u0627\u0626\u0645 \u0625\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0629.<\/p>

6.3 \u0643\u0645\u0627 \u062a\u0644\u062a\u0632\u0645 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0648\u0636\u0639 \u0627\u0644\u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u062d\u0633\u0646 \u0633\u064a\u0631 \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0633\u062a\u0645\u0631\u0627\u0631\u064a\u062a\u0647\u0627 \u0648\u062c\u0648\u062f\u062a\u0647\u0627.<\/p>

6.4 \u0641\u064a \u062d\u0627\u0644 \u0633\u0648\u0621 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u060c \u0623\u0648 \u0627\u0644\u0636\u0631\u0631\u060c \u0623\u0648 \u0627\u0644\u062a\u0639\u0644\u064a\u0642\u060c \u0623\u0648 \u0627\u0644\u0641\u0642\u062f\u0627\u0646\u060c \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647\u060c \u0623\u0648 \u0633\u0631\u0642\u0629 \u0628\u0637\u0627\u0642\u0629 \u0633\u064a\u0645 “SIM” \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u0628\u0644\u0627\u063a \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0648\u0641\u0642\u064b\u0627 \u0644\u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a. \u0648\u064a\u0638\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0633\u0624\u0648\u0644\u064b\u0627 \u0639\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0645\u062a \u062d\u062a\u0649 \u062a\u062a\u0644\u0642\u0649 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0625\u0634\u0639\u0627\u0631\u064b\u0627 \u0628\u062d\u062f\u0648\u062b \u0623\u062d\u062f \u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>

\u0623. \u0631\u0633\u0627\u0644\u0629 \u0639\u0627\u062f\u064a\u0629 \u0645\u0639 \u0625\u064a\u0635\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0645 \u0645\u0648\u062f\u0639\u0629 \u0641\u064a \u0623\u062d\u062f \u0641\u0631\u0648\u0639 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645\u061b
\u0628. \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0637\u0644\u0628 \u0627\u0644\u0631\u0642\u0645 1266\u061b
\u062c. \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a: contact@konoom-money.com<\/a><\/p>

6.5 \u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0623\u064a \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u062a\u0635\u062f\u0631 \u0644\u0647 \u0645\u0646 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0639\u0628\u0631 \u062c\u0645\u064a\u0639 \u0648\u0633\u0627\u0626\u0644 \u0648\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u0645\u062a\u0627\u062d\u0629:<\/p>

– \u0631\u0633\u0627\u0626\u0644 \u0642\u0635\u064a\u0631\u0629 \u0645\u0639\u062a\u0645\u062f\u0629 \u0645\u0646 \u0645\u0631\u0633\u0644 \u0628\u0627\u0633\u0645 \u0645\u0633\u062a\u0639\u0627\u0631 \u201c\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u201d \u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0644\u0631\u062f \u0639\u0644\u064a\u0647\u0627\u061b
– \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a: \u0627\u0644\u0635\u0641\u062d\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 (\u062d\u0633\u0627\u0628\u0627\u062a \u0645\u0648\u062b\u0642\u0629)\u061b
– \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0625\u0639\u0644\u0627\u0645: \u0627\u0644\u0635\u062d\u0641\u060c \u0648\u0627\u0644\u062a\u0644\u0641\u0627\u0632\u060c \u0648\u0627\u0644\u0631\u0627\u062f\u064a\u0648\u060c \u0648\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0635\u062d\u0641\u064a\u0629\u060c \u0625\u0644\u062e\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0643\u0648\u0646 \u0645\u0648\u0642\u0639\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645.<\/p>

6.6 \u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u0644\u0649 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u062e\u0648\u0644\u0629 \u0628\u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0647\/ \u0628\u0647\u0627:<\/p>

– \u0644\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u062a\u064a \u0644\u0627 \u064a\u0645\u0643\u0646 \u0644\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0623\u0646 \u062a\u064f\u0633\u062a\u0646\u062f \u0625\u0644\u064a\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627\u061b
– \u0644\u0623\u064a \u0634\u062e\u0635 \u0645\u062e\u0648\u0644 \u0642\u0627\u0646\u0648\u0646\u064a\u064b\u0627 \u0641\u064a \u0633\u064a\u0627\u0642 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629\u061b
– \u0644\u0644\u0645\u0648\u0631\u062f\u064a\u0646\u060c \u0623\u0648 \u0627\u0644\u0628\u0627\u0626\u0639\u064a\u0646\u060c \u0623\u0648 \u0627\u0644\u0648\u0643\u0644\u0627\u0621\u060c \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0641\u0631\u0639\u064a\u0629\u060c \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u062a\u0627\u0628\u0639\u064a\u0646 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0644\u0623\u063a\u0631\u0627\u0636 \u062a\u062c\u0627\u0631\u064a\u0629\u061b
– \u0628\u0647\u062f\u0641 \u062a\u062d\u0633\u064a\u0646 \u0642\u062f\u0631\u0629 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0639\u0644\u0649 \u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u0639\u0645\u0627\u0644\u0647\u0627 \u0628\u0645\u0627 \u064a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

6.7 \u0633\u064a\u0643\u0648\u0646 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0648\u0627\u0644\u062d\u0633\u0627\u0628 \u062e\u0627\u0636\u0639\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u062f\u062f\u0647\u0627 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

6.8 \u064a\u064f\u0633\u062c\u0644 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0642\u0648\u0645 \u0628\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u064a\u062e\u0632\u0646 \u0643\u062c\u0632\u0621 \u0645\u0646 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062d\u0630\u0631\u0629 \u0644\u0645\u062f\u0629 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 \u0639\u0634\u0631 (10) \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629\u060c \u0644\u0627 \u0633\u064a\u0645\u0627 \u0644\u0623\u063a\u0631\u0627\u0636 \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u062c\u0648\u062f\u0629\u060c \u0648\u0627\u0644\u062a\u062f\u0631\u064a\u0628\u060c \u0648\u0636\u0645\u0627\u0646 \u062d\u0633\u0646 \u0633\u064a\u0631 \u0627\u0644\u0646\u0638\u0627\u0645\u060c \u0648\u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0648\u0645\u0646\u0639\u0647\u0627.<\/p>

\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t

7. \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

1 \u064a\u062a\u0645 \u062a\u0646\u0641\u064a\u0630 \u0623\u064a \u062e\u0635\u0645 \u0645\u0646 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0641\u064a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0639\u0646 \u0637\u0631\u064a\u0642 \u0623\u0645\u0631 \u062f\u0641\u0639 \u0645\u062d\u0645\u064a \u0628\u0631\u0645\u0632 \u0627\u0644\u062f\u062e\u0648\u0644. \u0648\u064a\u062e\u0648\u0651\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0644\u0644\u062a\u0635\u0631\u0651\u0641 \u0648\u0641\u0642\u064b\u0627 \u0644\u0623\u0648\u0627\u0645\u0631 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0633\u062a\u0644\u0645\u0629. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u062a\u062d\u062a\u0641\u0638 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0637\u0644\u0628 \u062a\u0623\u0643\u064a\u062f \u0643\u062a\u0627\u0628\u064a \u0648\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u062f\u0627\u0639\u0645\u0629 \u0644\u0623\u064a \u0623\u0645\u0631 \u062f\u0641\u0639.<\/p>

7.2 \u0628\u0639\u062f \u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0648\u0625\u062a\u0645\u0627\u0645 \u062c\u0645\u064a\u0639 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u064a\u0644\u060c \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647\u0627 \u0641\u064a \u0627\u0644\u0645\u0627\u062f\u0629 3 \u0645\u0646 \u0627\u0644\u0644\u0627\u0626\u062d\u0629 \u0631\u0642\u0645 (04\/18\/CEMAC\/UMAC\/COBAC) \u0628\u062a\u0627\u0631\u064a\u062e 21 \u062f\u064a\u0633\u0645\u0628\u0631 \u0644\u0639\u0627\u0645 2018\u0645 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0641\u064a \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0644\u0648\u0633\u0637 \u0623\u0641\u0631\u064a\u0642\u064a\u0627\u060c \u0648\u0642\u0628\u0648\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0642\u062f\u0645\u0647\u0627.<\/p>

7.3 \u064a\u062d\u0642 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0627\u0639\u062a\u0628\u0627\u0631 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629 \u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u062d\u0627\u0645\u0644 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0641\u0648\u0631 \u0627\u0633\u062a\u0644\u0627\u0645 \u0623\u0645\u0631 \u0627\u0644\u062f\u0641\u0639. \u0648\u064a\u0643\u0648\u0646 \u0623\u064a \u0623\u0645\u0631 \u062f\u0641\u0639 \u0645\u0631\u0633\u0644\u064b\u0627 \u063a\u064a\u0631 \u0642\u0627\u0628\u0644 \u0644\u0644\u0625\u0644\u063a\u0627\u0621 \u0628\u0639\u062f \u062a\u0646\u0641\u064a\u0630\u0647\u060c \u0648\u0644\u0627 \u064a\u0645\u0643\u0646 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0625\u0644\u063a\u0627\u0621 \u0623\u064a \u0623\u0645\u0631 \u062f\u0641\u0639 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0637\u0644\u0628 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645.<\/p>

\u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629 \u062a\u062a\u0645 \u0625\u0644\u0649 \u0631\u0642\u0645 \u0644\u0627 \u064a\u0645\u0644\u0643 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0633\u064a\u062a\u0645 \u062a\u0633\u0648\u064a\u062a\u0647\u0627 \u0641\u064a \u0645\u0648\u0639\u062f \u0623\u0642\u0635\u0627\u0647 48 \u0633\u0627\u0639\u0629 \u0628\u0639\u062f \u0623\u0645\u0631 \u0627\u0644\u062f\u0641\u0639. \u0648\u0628\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u0641\u062a\u0631\u0629\u060c \u062a\u064f\u0644\u063a\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0648\u064a\u064f\u0639\u0627\u062f \u0627\u0644\u0645\u0628\u0644\u063a \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0645\u064f\u0631\u0633\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629\u060c \u0648\u0633\u064a\u062a\u0645 \u0625\u0631\u0633\u0627\u0644 \u0631\u0633\u0627\u0644\u0629 \u0646\u0635\u064a\u0629 \u0642\u0635\u064a\u0631\u0629 \u0644\u0625\u0628\u0644\u0627\u063a\u0647 \u0628\u0630\u0644\u0643.<\/p>

\u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u064a\u062d\u0642 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062a\u0642\u062f\u064a\u0645 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0645\u062a \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u062e\u0637\u0623 \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u0635\u0627\u062f\u0631\u0629 \u0623\u0648 \u0648\u0627\u0631\u062f\u0629. \u0648\u064a\u0639\u062a\u0645\u062f \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0641\u0639\u0644\u064a \u0639\u0644\u0649 \u0627\u0644\u0631\u0635\u064a\u062f \u0627\u0644\u0645\u062a\u0627\u062d \u0641\u064a \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f. \u0648\u0642\u062f \u064a\u062a\u0637\u0644\u0628 \u0627\u0644\u0623\u0645\u0631\u060c \u062d\u0633\u0628 \u0627\u0644\u062d\u0627\u0644\u0629\u060c \u0627\u0644\u062a\u062d\u0642\u0642 \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0645\u0646 \u0642\u0628\u0644 \u062d\u0627\u0645\u0644 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0631\u0633\u0644 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f.<\/p>

7.4 \u062a\u0639\u062a\u0628\u0631 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0644\u0631\u0645\u0632 \u0627\u0644\u062f\u062e\u0648\u0644 \u0623\u0648 \u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631 \u0644\u062a\u0623\u0643\u064a\u062f \u0623\u0645\u0631 \u062f\u0641\u0639 \u062f\u0644\u064a\u0644\u064b\u0627 \u0631\u0633\u0645\u064a\u064b\u0627 \u0648\u063a\u064a\u0631 \u0642\u0627\u0628\u0644 \u0644\u0644\u0625\u0644\u063a\u0627\u0621 \u0639\u0644\u0649 \u0625\u0631\u0627\u062f\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0645\u0639\u0646\u064a\u060c \u0645\u0627 \u0644\u0645 \u062a\u062a\u0644\u0642 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0633\u0628\u0642\u064b\u0627:<\/p>

  1. \u0625\u062e\u0637\u0627\u0631\u064b\u0627 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u064a\u0637\u0644\u0628 \u0641\u064a\u0647 \u062d\u062c\u0628 \u062d\u0633\u0627\u0628\u0647 \u0644\u0623\u0646 \u0631\u0645\u0632 \u0627\u0644\u062f\u062e\u0648\u0644 \u0623\u0648 \u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0640 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0644\u0645 \u062a\u0639\u062f \u0622\u0645\u0646\u0629\u060c \u0623\u0648
    2. \u0625\u062e\u0637\u0627\u0631\u064b\u0627 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u0648 \u062d\u0627\u0645\u0644 \u0631\u0642\u0645 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u064a\u0641\u064a\u062f \u0628\u0633\u0631\u0642\u0629 \u0623\u0648 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0648\u064a\u0637\u0644\u0628 \u0641\u064a\u0647 \u062d\u062c\u0628 \u062d\u0633\u0627\u0628\u0647 \u0641\u064a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a.<\/li><\/ol>

    7.5 \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062a\u062c\u0627\u0647 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u0644\u0623\u0645\u0631 \u0627\u0644\u062f\u0641\u0639.<\/p>

    \u0648\u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u0634\u062d\u0646\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0648\u0632\u0639 \u0623\u0648 \u0646\u0642\u0637\u0629 \u0627\u0644\u0628\u064a\u0639 \u0639\u0644\u0649 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0647\u060c \u0648\u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u0633\u062d\u0628\u060c \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0648\u0632\u0639 \u0623\u0648 \u0646\u0642\u0637\u0629 \u0627\u0644\u0628\u064a\u0639 \u0639\u0644\u0649 \u062f\u0641\u0639 \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 \u0627\u0644\u0633\u062d\u0628 \u0646\u0642\u062f\u064b\u0627. \u0648\u0628\u0627\u0644\u0645\u062b\u0644\u060c \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u064a \u0627\u0639\u062a\u0628\u0627\u0631 \u0644\u0623\u0645\u0631 \u0627\u0644\u062f\u0641\u0639 \u0641\u064a \u0633\u064a\u0627\u0642 \u0645\u0639\u0627\u0645\u0644\u0629 \u0645\u0639 \u0645\u0633\u062a\u0644\u0645 \u0627\u0644\u062f\u0641\u0639. \u0648\u064a\u0642\u0639 \u0639\u0644\u0649 \u0639\u0627\u062a\u0642 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062d\u0644 \u0623\u064a \u0646\u0632\u0627\u0639\u0627\u062a \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639.<\/p>

    7.6 \u064a\u0635\u062f\u0631 \u0627\u0644\u0646\u0638\u0627\u0645 \u062a\u0623\u0643\u064a\u062f\u064b\u0627 \u0639\u0646 \u0643\u0644 \u0645\u0639\u0627\u0645\u0644\u0629. \u0648\u064a\u062a\u0645 \u0625\u0631\u0633\u0627\u0644 \u0647\u0630\u0627 \u0627\u0644\u062a\u0623\u0643\u064a\u062f \u0625\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u0628\u0631 \u0631\u0633\u0627\u0644\u0629 \u0642\u0635\u064a\u0631\u0629 \u0645\u0639\u062a\u0645\u062f\u0629 \u0645\u0646 \u0645\u0631\u0633\u0644 \u0628\u0627\u0633\u0645 \u0645\u0633\u062a\u0639\u0627\u0631 \u201c\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u201d \u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0644\u0631\u062f \u0639\u0644\u064a\u0647\u0627\u060c \u0623\u0648 \u0639\u0628\u0631 \u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u0623\u062e\u0631\u0649 \u062a\u062a\u0631\u0643 \u0623\u062b\u0631\u064b\u0627 \u0643\u062a\u0627\u0628\u064a\u064b\u0627\u060c \u0645\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

    7.7 \u064a\u0645\u0643\u0646 \u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0631\u0633\u0627\u0626\u0644 \u062a\u0623\u0643\u064a\u062f \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0623\u0648 \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0642\u0635\u064a\u0631\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062e\u0627\u0635\u064a\u062a\u064a\u0646 \u0627\u0644\u062a\u0627\u0644\u064a\u062a\u064a\u0646:<\/p>

    – \u0627\u0633\u0645 \u0627\u0644\u0645\u0631\u0633\u0644 \u0647\u0648 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u0631\u0642\u0645 179\u061b
    – \u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0644\u0631\u062f \u0639\u0644\u064a\u0647\u0627 (\u0628\u0631\u064a\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0627 \u0644\u0644\u0631\u062f)<\/p>

    7.8 \u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u0633\u062c\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0642\u0648\u0645 \u0627\u0644\u0646\u0638\u0627\u0645 \u0628\u062a\u0633\u062c\u064a\u0644\u0647\u0627 \u062f\u0642\u064a\u0642\u0629\u060c \u0645\u0627 \u0644\u0645 \u064a\u0642\u062f\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062f\u0644\u064a\u0644\u064b\u0627 \u064a\u062b\u0628\u062a \u0639\u0643\u0633 \u0630\u0644\u0643.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    8. \u0627\u0644\u062a\u0639\u0644\u064a\u0642 \u0623\u0648 \u0627\u0644\u062a\u0648\u0642\u0641 \u0623\u0648 \u0627\u0644\u062a\u0642\u064a\u064a\u062f \u0623\u0648 \u0627\u0644\u0625\u063a\u0644\u0627\u0642 <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    1 \u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u062a\u0639\u0644\u064a\u0642 \u0623\u0648 \u062a\u0642\u064a\u064a\u062f \u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u062a\u0642\u062f\u064a\u0645 \u0643\u0627\u0645\u0644 \u0627\u0644\u062e\u062f\u0645\u0629 \u0623\u0648 \u062c\u0632\u0621 \u0645\u0646\u0647\u0627 \u0648\/\u0623\u0648 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628 \u062a\u0627\u062c\u0631 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0627\u0644\u062a\u0627\u0628\u0639 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062f\u0648\u0646 \u0625\u0634\u0639\u0627\u0631 \u0645\u0633\u0628\u0642 \u0648\u062f\u0648\u0646 \u062a\u062d\u0645\u0644 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>

    – \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0639\u0644\u0649 \u0639\u0644\u0645 \u0623\u0648 \u0644\u062f\u064a\u0647\u0627 \u0633\u0628\u0628 \u0644\u0644\u0627\u0639\u062a\u0642\u0627\u062f \u0628\u0623\u0646 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0623\u0648 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0645\u0631\u062a\u0628\u0637 \u0623\u0648 \u0631\u0645\u0632 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0629 \u064a\u062a\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 (\u0623\u0648 \u062a\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647) \u0628\u0634\u0643\u0644 \u0627\u062d\u062a\u064a\u0627\u0644\u064a \u0623\u0648 \u0641\u064a \u0623\u0646\u0634\u0637\u0629 \u0625\u062c\u0631\u0627\u0645\u064a\u0629\u061b<\/p>

    – \u0625\u0630\u0627 \u0644\u0645 \u064a\u0645\u062a\u062b\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0644\u0623\u064a \u0645\u0646 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0639\u0642\u062f \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u061b<\/p>

    – \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062e\u0627\u0636\u0639\u064b\u0627 \u0644\u062d\u0638\u0631 \u0628\u0646\u0643\u064a \u0623\u0648 \u0642\u0636\u0627\u0626\u064a\u060c \u0623\u0648 \u062a\u062d\u062a \u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u060c \u0623\u0648 \u0641\u064a \u062d\u0627\u0644\u0629 \u062a\u0635\u0641\u064a\u0629 \u0623\u0648 \u062a\u0633\u0648\u064a\u0629 \u0648\u0642\u0627\u0626\u064a\u0629\u061b<\/p>

    – \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0637\u0644\u0628 \u0633\u0644\u0637\u0629 \u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0623\u0648 \u0625\u0634\u0631\u0627\u0641\u064a\u0629 \u0623\u0648 \u0623\u064a \u0633\u0644\u0637\u0629 \u0625\u062f\u0627\u0631\u064a\u0629 \u0645\u062e\u0648\u0644\u0629 \u0631\u0633\u0645\u064a\u064b\u0627\u061b<\/p>

    – \u0625\u0630\u0627 \u062a\u0635\u0631\u0641 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 (\u0623\u0648 \u0633\u0645\u062d \u0644\u0644\u0622\u062e\u0631\u064a\u0646 \u0628\u0627\u0644\u062a\u0635\u0631\u0641) \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0627\u062a\u0641\u0647 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0628\u0637\u0631\u064a\u0642\u0629 \u062a\u0639\u062a\u0642\u062f \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u0646\u0647\u0627 \u0642\u062f \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0623\u0648 \u062a\u0644\u062d\u0642 \u0628\u0647\u0627 \u0627\u0644\u0636\u0631\u0631\u061b<\/p>

    – \u0644\u0623\u064a \u0633\u0628\u0628 \u0622\u062e\u0631 \u0642\u0627\u0647\u0631 \u0623\u0648 \u062e\u0637\u0648\u0631\u0629 \u062a\u0633\u062a\u062f\u0639\u064a \u0627\u062a\u062e\u0627\u0630 \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u062a\u062f\u0627\u0628\u064a\u0631 \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645.<\/p>

    \u0648\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0645\u0627 \u0633\u0628\u0642\u060c \u0633\u062a\u0642\u0648\u0645 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0625\u0628\u0644\u0627\u063a \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0645\u0633\u0628\u0642\u064b\u0627 \u0628\u0627\u0644\u062a\u0639\u0644\u064a\u0642 \u0623\u0648 \u0627\u0644\u062a\u0642\u064a\u064a\u062f \u0623\u0648 \u0625\u063a\u0644\u0627\u0642 \u0627\u0644\u062e\u062f\u0645\u0629 \u0623\u0648 \u0627\u0644\u062d\u0633\u0627\u0628.<\/p>

    8.2 \u0643\u0645\u0627 \u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0641\u064a \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>

    – \u0639\u0646\u062f \u0627\u0633\u062a\u0644\u0627\u0645 \u0637\u0644\u0628 \u0625\u0646\u0647\u0627\u0621 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0645\u0631\u0633\u0644 \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0639\u0628\u0631 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629: \u0631\u0633\u0627\u0626\u0644 \u0645\u0648\u062f\u0639\u0629 \u0641\u064a \u0645\u0643\u062a\u0628 \u0627\u0644\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0628\u0627\u0644\u0648\u0643\u0627\u0644\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0623\u0648 \u0641\u064a \u0645\u062a\u0627\u062c\u0631 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u0623\u0648 \u0628\u0631\u064a\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0645\u0631\u0633\u0644 \u0625\u0644\u0649 \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645\u061b
    – \u0625\u0630\u0627 \u0638\u0644 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u063a\u064a\u0631 \u0646\u0634\u0637 \u0644\u0641\u062a\u0631\u0629 \u062a\u062a\u062c\u0627\u0648\u0632 \u0627\u062b\u0646\u064a \u0639\u0634\u0631 (12) \u0634\u0647\u0631\u064b\u0627 \u0645\u062a\u062a\u0627\u0644\u064a\u064b\u0627\u061b
    – \u0625\u0630\u0627 \u062a\u0645 \u0625\u0646\u0647\u0627\u0621 \u0631\u0642\u0645 \u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0644\u0623\u064a \u0633\u0628\u0628 \u0645\u0646 \u0627\u0644\u0623\u0633\u0628\u0627\u0628\u061b
    – \u0641\u064a \u062d\u0627\u0644\u0629 \u0648\u0641\u0627\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0639\u062f \u062a\u0635\u0641\u064a\u0629 \u0627\u0644\u062a\u0631\u0643\u0629.<\/p>

    8.3 \u0641\u064a \u062d\u0627\u0644\u0629 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u0633\u064a\u062a\u0645 \u0635\u0631\u0641 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0627\u0644\u062d\u0633\u0627\u0628 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u064a\u0646 \u0645\u0646\u0647\u060c \u0628\u0639\u062f \u062e\u0635\u0645 \u0623\u064a \u0631\u0633\u0648\u0645 \u0645\u0637\u0628\u0642\u0629. \u0648\u0644\u062a\u062d\u0642\u064a\u0642 \u0630\u0644\u0643\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u0648 \u0645\u062f\u064a\u0631 \u062a\u0631\u0643\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0645\u062a\u0648\u0641\u0649 \u0627\u0644\u062a\u0648\u062c\u0647 \u0625\u0644\u0649 \u0627\u0644\u0641\u0631\u0639 \u0627\u0644\u0631\u0626\u064a\u0633\u064a \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0648\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u0646\u0642\u062f\u064b\u0627\u060c \u0628\u0639\u062f \u062e\u0635\u0645 \u0623\u064a \u0631\u0633\u0648\u0645 \u0645\u0637\u0628\u0642\u0629.<\/p>

    8.4 \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u064a \u0636\u0631\u0631 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0646\u0627\u062a\u062c \u0639\u0646 \u0623\u064a \u0641\u0639\u0644 \u0623\u0648 \u062a\u0642\u0635\u064a\u0631 \u0645\u0646 \u062c\u0627\u0646\u0628\u0647\u0627 \u0623\u0648 \u0645\u0646 \u062c\u0627\u0646\u0628 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 \u062a\u062d\u062a \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0647\u0627\u060c \u0628\u0645\u062c\u0631\u062f \u0623\u0646 \u062a\u0642\u0648\u0645 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0625\u063a\u0644\u0627\u0642 \u0623\u0648 \u062a\u0639\u0644\u064a\u0642 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0648\u0641\u0642\u064b\u0627 \u0644\u0623\u062d\u0643\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0627\u062f\u0629 8.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    9. \u0627\u0644\u062a\u0633\u0639\u064a\u0631<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    1 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0634\u0647\u0631\u064a\u0629 \u062b\u0627\u0628\u062a\u0629 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a. \u0648\u062a\u0634\u0645\u0644 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0645\u0646\u0634\u0648\u0631\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u062c\u0645\u064a\u0639 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0625\u062f\u0627\u0631\u0629 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a. \u0648\u062a\u062a\u0648\u0627\u0641\u0631 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0641\u064a \u0643\u0644 \u0641\u0631\u0639 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0648\/\u0623\u0648 \u0644\u062f\u0649 \u0627\u0644\u0645\u0648\u0632\u0639\u064a\u0646\u060c \u0648\u0643\u0630\u0644\u0643 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u0644\u0634\u0631\u0643\u0629.<\/p>

    9.2 \u0648\u0641\u0642\u064b\u0627 \u0644\u0623\u0646\u0638\u0645\u0629 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u060c \u062a\u0642\u062f\u0645 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0646\u062f\u0631\u062c\u0648\u0646 \u062a\u062d\u062a \u0641\u0626\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0629 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0627\u0644\u062f\u0646\u064a\u0627 \u0645\u062c\u0627\u0646\u064b\u0627.<\/p>

    9.3 \u0633\u064a\u062a\u0645 \u062e\u0635\u0645 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0644\u0643\u0644 \u0645\u0639\u0627\u0645\u0644\u0629 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0646 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u0633\u062f\u0627\u062f\u0647\u0627 \u0628\u0627\u0644\u0643\u0627\u0645\u0644\u060c \u062f\u0648\u0646 \u0625\u0634\u0639\u0627\u0631 \u0623\u0648 \u062a\u0646\u0628\u064a\u0647 \u0645\u0633\u0628\u0642.<\/p>

    9.4 \u062a\u062d\u062a\u0641\u0638 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u062d\u0635\u064a\u0644 \u0631\u0633\u0648\u0645 \u062f\u0648\u0631\u064a\u0629 \u0644\u0625\u0635\u062f\u0627\u0631 \u0648\u0625\u062f\u0627\u0631\u0629 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0631\u0633\u0648\u0645 \u0635\u064a\u0627\u0646\u0629 \u0627\u0644\u062d\u0633\u0627\u0628 \u0648\u0641\u0642\u064b\u0627 \u0644\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062d\u0627\u0644\u064a\u0629)\u060c \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0627\u0626\u062d\u0629 (COBACR-2020\/04) \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0627\u0644\u062f\u0646\u064a\u0627.<\/p>

    9.5 \u062a\u0634\u0645\u0644 \u0627\u0644\u0631\u0633\u0648\u0645 \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0636\u0627\u0641\u0629\u060c \u0648\u0623\u064a \u0636\u0631\u064a\u0628\u0629 \u0623\u0648 \u0631\u0633\u0645 \u0622\u062e\u0631 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0641\u064a \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u062a\u0634\u0627\u062f.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    10-\t\u0623\u0645\u0646 \u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u062a\u0627\u062c\u0631<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    1 \u064a\u064f\u0624\u0645\u0651\u064e\u0646 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0644\u0644\u0623\u0639\u0645\u0627\u0644 \u0628\u0648\u0627\u0633\u0637\u0629 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0627\u0644\u0630\u064a \u064a\u062d\u062f\u062f\u0647 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u0646\u062f \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628\u060c \u0648\u064a\u064f\u0637\u0644\u0628 \u0647\u0630\u0627 \u0627\u0644\u0631\u0645\u0632 \u0644\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0639\u0644\u0649 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629 \u064a\u062a\u0645 \u0625\u0631\u0633\u0627\u0644\u0647\u0627 \u0623\u0648 \u0627\u0633\u062a\u0644\u0627\u0645\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645. \u0648\u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u062d\u0633\u0628 \u0627\u0644\u062d\u0627\u062c\u0629.<\/p>

    \u0639\u0646\u062f \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u062a\u0639\u064a\u064a\u0646 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0644\u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0644\u0644\u0623\u0639\u0645\u0627\u0644\u060c \u064a\u064f\u0637\u0644\u0628 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u064a\u0636\u064b\u0627 \u062a\u0639\u064a\u064a\u0646 \u0643\u0644\u0645\u0629 \u0633\u0631\u064a\u0629 \u0648\u0631\u0642\u0645 \u0628\u062f\u064a\u0644 \u0644\u064a\u062a\u0645\u0643\u0646 \u0645\u0646 \u0627\u0633\u062a\u0639\u0627\u062f\u0629 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0641\u064a \u062d\u0627\u0644 \u0646\u0633\u064a\u0627\u0646\u0647 \u0623\u0648 \u0641\u0642\u062f\u0627\u0646\u0647.<\/p>

    10.2 \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u062d\u062f\u0647 \u0645\u0633\u0624\u0648\u0644\u064b\u0627 \u0639\u0646 \u0627\u0644\u062a\u062e\u0632\u064a\u0646 \u0627\u0644\u0633\u0644\u064a\u0645 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0648\u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0648\u0627\u0644\u0643\u0644\u0645\u0629 \u0627\u0644\u0633\u0631\u064a\u0629 \u0648\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0628\u062f\u064a\u0644 \u0644\u062d\u0633\u0627\u0628\u0647 \u0641\u064a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a. \u0643\u0645\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u062d\u062f\u0647 \u0645\u0633\u0624\u0648\u0644\u064b\u0627 \u0639\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628\u0647.<\/p>

    10.3 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u062f\u0645 \u0625\u0641\u0634\u0627\u0621 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0623\u0648 \u0627\u0644\u0643\u0644\u0645\u0629 \u0627\u0644\u0633\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0628\u062f\u064a\u0644 \u0644\u0623\u064a \u0634\u062e\u0635\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0648\u0638\u0641\u0648 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645\u060c \u0627\u0644\u0645\u0648\u0632\u0639\u0648\u0646\u060c \u0627\u0644\u0648\u0643\u0644\u0627\u0621\u060c \u0634\u0631\u0643\u0627\u0621 \u0643\u0648\u0646\u0648\u0645 \u0627\u0644\u0622\u062e\u0631\u064a\u0646\u060c \u0623\u0648 \u0645\u0627\u0644\u0643 \u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0627\u0644\u0630\u064a \u0639\u064a\u0651\u0646\u0647\u0645 \u0643\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0646\u0647\u0627\u0626\u064a\u064a\u0646\u060c \u0625\u0630\u0627 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0642\u0627\u0628\u0644\u064b\u0627 \u0644\u0644\u062a\u0637\u0628\u064a\u0642.<\/p>

    10.4 \u0625\u0630\u0627 \u0644\u0645 \u064a\u062a\u0645\u0643\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0646 \u062a\u0630\u0643\u0631 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0623\u0648 \u0627\u0644\u0643\u0644\u0645\u0629 \u0627\u0644\u0633\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0628\u062f\u064a\u0644\u060c \u064a\u0645\u0643\u0646\u0647 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u062e\u062f\u0645\u0629 \u0639\u0645\u0644\u0627\u0621 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a (\u0641\u064a \u0627\u0644\u0645\u062a\u062c\u0631 \u0623\u0648 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0639\u0644\u0649 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0642\u0635\u064a\u0631 1266) \u0645\u0639 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u062f\u0627\u0639\u0645\u0629 \u0644\u062d\u0633\u0627\u0628\u0647 \u0644\u0637\u0644\u0628 \u0625\u0639\u0627\u062f\u0629 \u062a\u0639\u064a\u064a\u0646 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a.<\/p>

    \u0644\u0646 \u064a\u062a\u0645 \u062a\u0646\u0641\u064a\u0630 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0639\u064a\u064a\u0646 \u0625\u0644\u0627 \u0628\u0639\u062f \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u0627\u0644\u0625\u062c\u0627\u0628\u0629 \u0639\u0644\u0649 \u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0623\u0645\u0627\u0646 \u0628\u0634\u0643\u0644 \u0645\u0631\u0636\u064d. \u0644\u0630\u0644\u0643\u060c \u0633\u064a\u0631\u0633\u0644 \u0627\u0644\u0646\u0638\u0627\u0645 \u0631\u0633\u0627\u0644\u0629 \u0642\u0635\u064a\u0631\u0629 \u0625\u0644\u0649 \u0631\u0642\u0645 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0641\u064a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u062a\u062a\u0636\u0645\u0646 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u060c \u0645\u0645\u0627 \u064a\u062a\u064a\u062d \u0644\u0647 \u062a\u0639\u064a\u064a\u0646 \u0631\u0645\u0632 \u062a\u0639\u0631\u064a\u0641 \u0634\u062e\u0635\u064a \u062c\u062f\u064a\u062f \u0645\u0639 \u0643\u0644\u0645\u0629 \u0633\u0631\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u0648\u0631\u0642\u0645 \u0628\u062f\u064a\u0644 \u062c\u062f\u064a\u062f.<\/p>

    10.5 \u0641\u064a \u062d\u0627\u0644\u0629 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a\u060c \u062a\u064f\u0637\u0628\u0642 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0641\u0642\u0631\u0629 10.4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    11-\t\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u062c\u0631<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    1 \u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0645\u0627 \u064a\u0644\u064a:<\/p>

    – \u0639\u0631\u0636 \u0631\u0645\u0632 \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0633\u0631\u064a\u0639\u0629 \u0628\u0648\u0636\u0648\u062d\u060c \u0648\u0623\u064a \u0648\u0633\u0627\u0626\u0637 \u0645\u0642\u062f\u0645\u0629\u060c \u0623\u0648 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0648\u0633\u0627\u0626\u0644 \u0642\u0628\u0648\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u061b
    – \u0639\u062f\u0645 \u0641\u0631\u0636 \u0631\u0633\u0648\u0645 \u0625\u0636\u0627\u0641\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u064a\u0644 \u0645\u0642\u0627\u0628\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u061b
    – \u0639\u062f\u0645 \u062a\u0642\u0633\u064a\u0645 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629 \u0628\u0634\u0643\u0644 \u0645\u0635\u0637\u0646\u0639\u061b
    – \u0639\u062f\u0645 \u0642\u0628\u0648\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629\u061b
    – \u062d\u0645\u0627\u064a\u0629 \u0645\u0639\u0631\u0651\u0641\u0627\u062a \u0627\u0644\u062a\u0627\u062c\u0631 \u0648\u0631\u0645\u0648\u0632 \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0645\u061b
    – \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0642\u0648\u0627\u0639\u062f \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0641\u064a \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0644\u0648\u0633\u0637 \u0623\u0641\u0631\u064a\u0642\u064a\u0627\u061b
    – \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0633\u062c\u0644\u0627\u062a \u062f\u0642\u064a\u0642\u0629 \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0644\u0645\u0629 \u0639\u0628\u0631 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a.<\/p>

    11.2 \u064a\u064f\u0644\u0632\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u062f\u0641\u0639 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0627\u0644\u062b\u0627\u0628\u062a\u0629 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0623\u064a \u0631\u0633\u0648\u0645 \u0623\u062e\u0631\u0649 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u062a\u0633\u0639\u064a\u0631\u0629 \u0627\u0644\u0633\u0627\u0631\u064a\u0629 \u0644\u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629.<\/p>

    11.3 \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0633\u0624\u0648\u0644\u064b\u0627 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0639\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0633\u0627\u0628\u0647 \u0648\u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0648\u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062a\u064f\u062c\u0631\u0649 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628\u0647 \u0641\u064a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a. \u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u064a\u0647\u060c \u064a\u0644\u062a\u0632\u0645 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0645\u0648\u0627\u0635\u0641\u0627\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629 \u0644\u0644\u062e\u062f\u0645\u0629.<\/p>

    11.4 \u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0639\u062f\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0629 \u0644\u063a\u0631\u0636 \u0627\u0631\u062a\u0643\u0627\u0628 \u0623\u064a \u0627\u0646\u062a\u0647\u0627\u0643 \u0644\u0623\u064a \u0642\u0627\u0646\u0648\u0646 \u0623\u0648 \u0644\u0627\u0626\u062d\u0629 \u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

    11.5 \u064a\u064f\u0644\u0632\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0625\u0628\u0644\u0627\u063a \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0623\u064a \u062a\u063a\u064a\u064a\u0631 \u0641\u064a \u0627\u0644\u062d\u0627\u0644\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0644\u0644\u0639\u0645\u064a\u0644 \u0623\u0648 \u0623\u064a \u062a\u063a\u064a\u064a\u0631 \u0622\u062e\u0631 \u0641\u064a \u0627\u0644\u0638\u0631\u0648\u0641.<\/p>

    11.6 \u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0625\u0639\u0627\u062f\u0629 \u0623\u064a \u0625\u064a\u062f\u0627\u0639 \u0645\u0646 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a) \u062a\u0645 \u0625\u0631\u0633\u0627\u0644\u0647 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0647 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u062e\u0637\u0623. \u0648\u0641\u064a \u062d\u0627\u0644\u0629 \u0639\u062f\u0645 \u0627\u0644\u0633\u062f\u0627\u062f\u060c \u064a\u062d\u0642 \u0644\u0623\u064a \u0637\u0631\u0641 \u0645\u062a\u0636\u0631\u0631 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0636\u062f \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    12-\t\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    1 \u062a\u0644\u062a\u0632\u0645 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0645\u0627 \u064a\u0644\u064a:<\/p>

    – \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0644\u0627\u0632\u0645\u0629 (\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u060c \u0648\u0631\u0645\u0632 \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0633\u0631\u064a\u0639\u0629)\u061b
    – \u0636\u0645\u0627\u0646 \u0627\u0644\u062a\u0648\u0641\u0631 \u0627\u0644\u0645\u0639\u0642\u0648\u0644 \u0644\u0644\u062e\u062f\u0645\u0629\u061b
    – \u0636\u0645\u0627\u0646 \u0623\u0645\u0627\u0646 \u0648\u0633\u0631\u064a\u0629 \u0648\u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u061b
    – \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0631\u0633\u0648\u0645 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 \u0645\u0639\u0642\u0648\u0644\u0629\u061b
    – \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0634\u0643\u0627\u0648\u0649 \u062e\u0644\u0627\u0644 \u0645\u062f\u0629 \u0623\u0642\u0636\u0627\u0647\u0627 72 \u0633\u0627\u0639\u0629.<\/p>

    12.2 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639\u060c \u062a\u0644\u062a\u0632\u0645 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0635\u0631\u0627\u062d\u0629\u064b \u0628\u0625\u064a\u062f\u0627\u0639 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0648\u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u0645\u0633\u062a\u0644\u0645\u0629 \u0641\u064a\u0645\u0627 \u064a\u062e\u0635 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u064f\u0642\u064a\u062f\u0629 \u0641\u064a \u062d\u0633\u0627\u0628 \u0627\u0644\u0639\u0645\u064a\u0644 (\u0627\u0644\u0645\u064f\u0633\u0645\u0651\u0627\u0629 “\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u0633\u0648\u064a\u0629”) \u0623\u0648 \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0644\u0639\u0645\u064a\u0644\u060c \u0641\u064a \u062d\u0633\u0627\u0628 \u0636\u0645\u0627\u0646\u060c \u0628\u062d\u064a\u062b \u064a\u062a\u0645\u0643\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0645\u0646 \u0627\u0633\u062a\u0644\u0627\u0645 \u062c\u0645\u064a\u0639 \u0647\u0630\u0647 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0628\u0645\u0627 \u064a\u0639\u0627\u062f\u0644 \u0627\u0644\u0631\u0635\u064a\u062f \u0627\u0644\u0645\u064f\u0642\u064a\u062f \u0641\u064a \u062d\u0633\u0627\u0628\u0647.<\/p>

    \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u064a\u062a\u0645 \u062a\u0646\u0641\u064a\u0630 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u0645\u064f\u0639\u0637\u0627\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a\u060c \u062d\u062a\u0649 \u0644\u0648 \u0643\u0627\u0646\u062a \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b. \u0648\u0628\u0645\u062c\u0631\u062f \u0627\u0633\u062a\u0644\u0627\u0645 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0644\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0645\u0646 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0634\u062e\u0635\u064a\u060c \u0641\u0625\u0646\u0647\u0627 \u062a\u064f\u0639\u0641\u0649 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0645\u0646 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629.<\/p>

    12.3 \u0623\u064a \u0641\u0648\u0627\u0626\u062f \u0642\u062f \u062a\u0646\u0634\u0623 \u0639\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0648\u062f\u0639\u0629 \u0641\u064a \u062d\u0633\u0627\u0628 \u0627\u0644\u0636\u0645\u0627\u0646 \u062a\u064f\u0633\u062a\u062e\u062f\u0645 \u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u0627\u0644\u0645\u0635\u0627\u0631\u064a\u0641 \u0648\u0643\u0644 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062a\u0634\u063a\u064a\u0644 \u0646\u0638\u0627\u0645 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0623\u0648 \u0625\u062f\u0627\u0631\u0629 \u062d\u0633\u0627\u0628 \u0627\u0644\u0636\u0645\u0627\u0646. \u0648\u0644\u0627 \u064a\u062d\u0642 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u064a \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0641\u0648\u0627\u0626\u062f.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    13-\t\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    1 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062c\u0645\u0639\u0647\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0648\u0625\u062f\u0627\u0631\u0629 \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0623\u0639\u0645\u0627\u0644 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u062a\u062e\u0636\u0639 \u0644\u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u062d\u0627\u0633\u0648\u0628\u064a\u0629. \u064a\u062a\u0645 \u0645\u0639\u0627\u0644\u062c\u0629 \u0647\u0630\u0647 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0627\u0644\u0646\u064a\u0627\u0628\u0629 \u0639\u0646 \u0646\u0641\u0633\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0644\u0623\u063a\u0631\u0627\u0636 \u0625\u062f\u0627\u0631\u0629 \u062d\u0633\u0627\u0628\u0627\u062a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u0648\u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0629.<\/p>

    \u0642\u062f \u062a\u062a\u0645 \u0645\u0639\u0627\u0644\u062c\u0629 \u0647\u0630\u0647 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0646\u0642\u0644\u0647\u0627 \u0625\u0644\u0649 \u0645\u0632\u0648\u0651\u062f\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u0621 \u0644\u0623\u063a\u0631\u0627\u0636 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0629 \u0648\u0625\u062f\u0627\u0631\u0629 \u062d\u0633\u0627\u0628\u0627\u062a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a. \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647\u060c \u0642\u062f \u062a\u062a\u0645 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0623\u064a\u0636\u064b\u0627 \u062e\u0627\u0631\u062c \u0627\u0644\u0625\u0642\u0644\u064a\u0645 \u0627\u0644\u0648\u0637\u0646\u064a\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

    13.2 \u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645\u060c \u0628\u0627\u0644\u0646\u064a\u0627\u0628\u0629 \u0639\u0646 \u0646\u0641\u0633\u0647\u0627\u060c \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0644\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 \u0648\u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0627\u0644\u0645\u062e\u062a\u0635\u0629 \u0639\u0646\u062f\u0645\u0627 \u064a\u0642\u062a\u0636\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0630\u0644\u0643. \u0648\u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u0644\u0649 \u0642\u064a\u0627\u0645 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645\u060c \u0628\u0627\u0644\u0646\u064a\u0627\u0628\u0629 \u0639\u0646\u0647\u0627\u060c \u0628\u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0647\/\u0628\u0647\u0627:<\/p>

    – \u0644\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u062a\u064a \u0644\u0627 \u064a\u0645\u0643\u0646 \u0644\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0623\u0646 \u062a\u064f\u0633\u062a\u0646\u062f \u0625\u0644\u064a\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627\u061b
    – \u0644\u0623\u064a \u0634\u062e\u0635 \u0645\u062e\u0648\u0644 \u0642\u0627\u0646\u0648\u0646\u064b\u0627 \u0641\u064a \u0633\u064a\u0627\u0642 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629\u061b
    – \u0644\u0644\u0645\u0648\u0631\u062f\u064a\u0646\u060c \u0627\u0644\u0628\u0627\u0626\u0639\u064a\u0646\u060c \u0627\u0644\u0648\u0643\u0644\u0627\u0621\u060c \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0627\u0628\u0639\u0629\u060c \u0623\u0648 \u0634\u0631\u0643\u0627\u0621 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0644\u0623\u063a\u0631\u0627\u0636 \u062a\u062c\u0627\u0631\u064a\u0629\u061b
    – \u0645\u0646 \u0623\u062c\u0644 \u062a\u0639\u0632\u064a\u0632 \u0642\u062f\u0631\u0629 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0639\u0644\u0649 \u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u0646\u0634\u0637\u062a\u0647\u0627 \u0628\u0645\u0627 \u064a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>

    13.3 \u064a\u062d\u0642 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0637\u0644\u0628 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0647\u0645 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u060c \u0648\u0637\u0644\u0628 \u062a\u0635\u062d\u064a\u062d\u0647\u0627 \u0623\u0648 \u062a\u062d\u062f\u064a\u062b\u0647\u0627 \u0623\u0648 \u062d\u0630\u0641\u0647\u0627\u060c \u0623\u0648\u060c \u0644\u0623\u0633\u0628\u0627\u0628 \u0645\u0634\u0631\u0648\u0639\u0629\u060c \u0627\u0644\u0627\u0639\u062a\u0631\u0627\u0636 \u0639\u0644\u0649 \u0645\u0639\u0627\u0644\u062c\u062a\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627. \u0648\u0641\u064a \u062d\u0627\u0644 \u0627\u0644\u0627\u0639\u062a\u0631\u0627\u0636\u060c \u064a\u064f\u0641\u0647\u0645 \u0623\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u064a\u062a\u062e\u0644\u0649 \u0639\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0629. \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0645\u0645\u0627\u0631\u0633\u0629 \u062d\u0642\u0648\u0642\u0647\u0645 \u0641\u064a \u0627\u0644\u0648\u0635\u0648\u0644\u060c \u0648\u0627\u0644\u062a\u0635\u062d\u064a\u062d\u060c \u0648\u0627\u0644\u062d\u0630\u0641\u060c \u0648\u0627\u0644\u0627\u0639\u062a\u0631\u0627\u0636 \u0639\u0644\u0649 \u0645\u0639\u0627\u0644\u062c\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0647\u0645 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u062c\u0627\u0646\u064b\u0627.<\/p>

    13.4 \u064a\u0641\u0648\u0636 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0648\u0646 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645\u060c \u0628\u0627\u0644\u0646\u064a\u0627\u0628\u0629 \u0639\u0646\u0647\u0645\u060c \u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0648\u0627\u0633\u062a\u0631\u062c\u0627\u0639 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u0646\u0642\u0644 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0647\u0645 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0644\u0623\u063a\u0631\u0627\u0636 \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647.<\/p>

    13.5 \u064a\u0641\u0648\u0636 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u064a\u0636\u064b\u0627 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0644\u0644\u0642\u064a\u0627\u0645 \u0628\u0645\u0627 \u064a\u0644\u064a:<\/p>

    – \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0647 \u0641\u064a \u0633\u064a\u0627\u0642 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u060c \u0644\u0644\u062a\u0648\u0627\u0635\u0644 \u0628\u0627\u0644\u0639\u0631\u0648\u0636 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0648\u0627\u0644\u0639\u0631\u0648\u0636 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0645\u0646 \u0634\u0631\u0643\u0627\u0626\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0645\u0639 \u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u061b
    – \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0648\u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0628\u0647\u0627 \u0628\u0639\u062f \u0625\u062e\u0641\u0627\u0621 \u0627\u0644\u0647\u0648\u064a\u0629 \u0645\u0639 \u0623\u0637\u0631\u0627\u0641 \u062b\u0627\u0644\u062b\u0629\u060c \u0644\u0627 \u0633\u064a\u0645\u0627 \u0645\u0639 \u0634\u0631\u0643\u0627\u062a \u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0633\u0648\u0642 \u0648\u0645\u0639\u0627\u0647\u062f \u0627\u0644\u0627\u0633\u062a\u0637\u0644\u0627\u0639\u0627\u062a\u060c \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u0628\u062d\u062b \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0641\u0642\u0637.<\/p>

    13.6 \u064a\u062d\u0642 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0645\u0627\u0631\u0633\u0629 \u062d\u0642\u0647 \u0641\u064a \u0627\u0644\u062a\u0635\u062d\u064a\u062d \u0648\u0627\u0644\u062d\u0630\u0641 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645. \u0648\u064a\u064f\u0644\u0632\u0645 \u0645\u0648\u0638\u0641 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0627\u0644\u0631\u062f \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0637\u0644\u0628 \u062e\u0644\u0627\u0644 \u062e\u0645\u0633\u0629 \u0639\u0634\u0631 (15) \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0633\u062a\u0644\u0627\u0645\u0647.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    14-\t\u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u0633\u0639\u0627\u0631 <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    1 \u062a\u062d\u062a\u0641\u0638 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u0623\u0648 \u0623\u0633\u0639\u0627\u0631 \u062e\u062f\u0645\u0627\u062a \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0641\u064a \u0623\u064a \u0648\u0642\u062a. \u0641\u064a \u062d\u0627\u0644\u0629 \u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629\u060c \u0633\u064a\u062a\u0645 \u0625\u0639\u0644\u0627\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0642\u0628\u0644 \u0634\u0647\u0631 \u0645\u0646 \u062f\u062e\u0648\u0644 \u0627\u0644\u062a\u0639\u062f\u064a\u0644 \u062d\u064a\u0632 \u0627\u0644\u062a\u0646\u0641\u064a\u0630. \u0648\u064a\u0645\u0643\u0646 \u062a\u0642\u062f\u064a\u0645 \u0647\u0630\u0627 \u0627\u0644\u0625\u0634\u0639\u0627\u0631 \u0627\u0644\u0645\u0633\u0628\u0642 \u0628\u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u062a\u062a\u0631\u0643 \u0623\u062b\u0631\u064b\u0627\u060c \u0644\u0627 \u0633\u064a\u0645\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0646\u0634\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a. \u0643\u0645\u0627 \u0633\u062a\u0643\u0648\u0646 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0647\u0630\u0647 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0645\u062a\u0627\u062d\u0629 \u0641\u064a \u0641\u0631\u0648\u0639 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0648\u0646\u0642\u0627\u0637 \u062a\u0648\u0632\u064a\u0639 \u0623\u0648 \u0645\u062a\u0627\u062c\u0631 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a.<\/p>

    14.2 \u064a\u062d\u0642 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0642\u0628\u0648\u0644 \u0623\u0648 \u0631\u0641\u0636 \u0627\u0644\u062a\u063a\u064a\u064a\u0631 \u0642\u0628\u0644 \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u0642\u062a\u0631\u062d \u0644\u062f\u062e\u0648\u0644\u0647 \u062d\u064a\u0632 \u0627\u0644\u062a\u0646\u0641\u064a\u0630. \u0648\u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0639\u0645\u064a\u0644 \u0642\u062f \u0642\u0628\u0644 \u0627\u0644\u062a\u063a\u064a\u064a\u0631 \u0625\u0630\u0627 \u0644\u0645 \u064a\u0628\u0644\u063a \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0643\u062a\u0627\u0628\u064a\u064b\u0627 \u0628\u0631\u0641\u0636\u0647 \u0642\u0628\u0644 \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u0642\u062a\u0631\u062d. \u0648\u0641\u064a \u062d\u0627\u0644 \u0631\u0641\u0636 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062a\u063a\u064a\u064a\u0631 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647\u060c \u064a\u062d\u0642 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0639\u0642\u062f.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    15-\t\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    1 \u0641\u064a \u062d\u0627\u0644 \u0642\u064a\u0627\u0645 \u0634\u0631\u0643\u0629 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u062a\u063a\u064a\u064a\u0631 \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u062a\u062e\u0635\u064a\u0635 \u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0644\u0623\u064a \u0633\u0628\u0628 \u0643\u0627\u0646\u060c \u062a\u0642\u062a\u0635\u0631 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0641\u064a \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u0648\u0639\u0646\u062f \u0627\u0644\u0627\u0642\u062a\u0636\u0627\u0621\u060c \u0646\u0642\u0644 \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u062d\u0633\u0627\u0628 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u062c\u062f\u064a\u062f \u064a\u062e\u0635 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645. \u0648\u0625\u0630\u0627 \u062a\u0639\u0630\u0651\u0631 \u0625\u062c\u0631\u0627\u0621 \u0647\u0630\u0627 \u0627\u0644\u0646\u0642\u0644\u060c \u0633\u064a\u062a\u0645 \u0635\u0631\u0641 \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u0645\u0648\u062c\u0648\u062f \u0641\u064a \u0627\u0644\u062d\u0633\u0627\u0628 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645.<\/p>

    15.2 \u0645\u0627 \u0644\u0645 \u064a\u0646\u0635 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0639\u0644\u0649 \u062e\u0644\u0627\u0641 \u0630\u0644\u0643\u060c \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u0641\u0639\u0627\u0644 \u0623\u0648 \u0625\u063a\u0641\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u0642\u0644\u064a\u0646 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u064a\u0646 \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u062d\u062a\u0649 \u0648\u0625\u0646 \u0643\u0627\u0646\u0648\u0627 \u0645\u0639\u062a\u0645\u062f\u064a\u0646 \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645. \u0648\u0644\u0627 \u064a\u0645\u0643\u0646 \u062a\u062d\u0645\u064a\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u064a \u0646\u0632\u0627\u0639 \u0642\u062f \u064a\u0646\u0634\u0623 \u0628\u064a\u0646 \u0627\u0644\u0645\u062a\u0644\u0642\u064a\u060c \u0623\u0648 \u0627\u0644\u0645\u0648\u0632\u0639\u060c \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645.<\/p>

    15.3 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0639\u0644\u0649 \u0646\u0634\u0627\u0637\u0647\u0627 \u0643\u0645\u0624\u0633\u0633\u0629 \u062f\u0641\u0639\u060c \u062a\u0638\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0633\u0624\u0648\u0644\u0629 \u062a\u062c\u0627\u0647 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0648\u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 \u0639\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0646\u0641\u0630\u0629 \u0628\u0648\u0627\u0633\u0637\u0629 \u0645\u0648\u0632\u0639\u064a\u0647\u0627 \u0648\u0627\u0644\u0645\u0648\u0632\u0639\u064a\u0646 \u0627\u0644\u0641\u0631\u0639\u064a\u064a\u0646 \u0641\u064a \u0633\u064a\u0627\u0642 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0645 \u062a\u0639\u064a\u064a\u0646\u0647\u0645 \u0645\u0646 \u0623\u062c\u0644\u0647\u0627. \u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u064a\u0647\u060c \u0641\u0647\u064a \u0645\u0633\u0624\u0648\u0644\u0629 \u0639\u0646 \u0633\u0644\u0627\u0645\u0629\u060c \u0648\u0645\u0648\u062b\u0648\u0642\u064a\u0629\u060c \u0648\u0623\u0645\u0646\u060c \u0648\u0633\u0631\u064a\u0629\u060c \u0648\u062a\u062a\u0628\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0646\u0641\u0630\u0629 \u0628\u0648\u0627\u0633\u0637\u0629 \u0643\u0644 \u0645\u0648\u0632\u0639 \u0623\u0648 \u0645\u0648\u0632\u0639 \u0641\u0631\u0639\u064a \u0644\u0647\u0627.<\/p>

    15.4 \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0646\u0642\u0637\u0627\u0639 \u0623\u0648 \u0639\u0637\u0644 \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u0647\u0627\u062a\u0641\u060c \u0623\u0648 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u0623\u0648 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0623\u0648 \u0627\u0644\u0637\u0631\u0641\u064a\u0627\u062a\u060c \u0623\u0648 \u0623\u064a \u0634\u0628\u0643\u0629 \u0645\u0634\u062a\u0631\u0643\u0629\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0646\u062a\u062c \u0639\u0646 \u0638\u0631\u0648\u0641 \u062e\u0627\u0631\u062c\u0629 \u0639\u0646 \u0633\u064a\u0637\u0631\u0629 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645.<\/p>

    15.5 \u0636\u0645\u0646 \u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u062a\u064a \u062a\u062d\u062f\u062f\u0647\u0627 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627\u060c \u0644\u0627 \u064a\u0645\u0643\u0646 \u062a\u062d\u0645\u064a\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u064a \u0636\u0631\u0631 \u064a\u0644\u062d\u0642 \u0628\u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u0644\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0647\u0630\u0627 \u0627\u0644\u0636\u0631\u0631 \u0646\u0627\u062a\u062c\u064b\u0627 \u0645\u0628\u0627\u0634\u0631\u0629 \u0639\u0646 \u062e\u0637\u0623 \u0645\u0646 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645. \u0648\u064a\u064f\u0639\u0631\u0641 \u0627\u0644\u0636\u0631\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0628\u0623\u0646\u0647 \u0627\u0644\u0636\u0631\u0631 \u0627\u0644\u0630\u064a \u0644\u0627 \u064a\u0646\u062a\u062c \u062d\u0635\u0631\u064a\u064b\u0627 \u0648\u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0639\u0646 \u0625\u062e\u0641\u0627\u0642 \u062e\u062f\u0645\u0627\u062a \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645.<\/p>

    15.6 \u064a\u064f\u0639\u0644\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0623\u0646\u0647 \u0645\u0646 \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0647 \u0627\u0644\u062a\u062d\u0642\u0642\u060c \u0639\u0646 \u0643\u0644 \u0623\u0645\u0631 \u062f\u0641\u0639 \u064a\u064f\u0635\u062f\u0631\u0647\u060c \u0645\u0646 \u0639\u062f\u0645 \u0627\u0631\u062a\u0643\u0627\u0628\u0647 \u0623\u064a \u062e\u0637\u0623 \u0641\u064a \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f. \u0648\u0644\u0627 \u064a\u0645\u0643\u0646 \u062a\u062d\u0645\u064a\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0641\u064a \u062d\u0627\u0644 \u0648\u0642\u0648\u0639 \u062e\u0637\u0623 \u0645\u0646 \u0642\u0628\u0644 \u0645\u0631\u0633\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0623\u0648 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u060c \u0633\u0648\u0627\u0621 \u0646\u062a\u062c \u0639\u0646\u0647 \u0641\u0634\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0623\u0648 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0623\u0645 \u0644\u0627.<\/p>

    15.7 \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629\u060c \u0648\u0630\u0644\u0643 \u0641\u064a \u0633\u064a\u0627\u0642 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629 \u0645\u0639 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u060c \u0639\u0646 \u0623\u064a \u062e\u0637\u0623 \u064a\u062a\u0639\u0644\u0642 \u0628\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    16.\u0623\u062d\u0643\u0627\u0645 \u0639\u0627\u0645\u0629 <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    1 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0646\u0642\u0644 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0639\u0646 \u0639\u0642\u062f \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0625\u0644\u0649 \u0623\u064a \u0637\u0631\u0641 \u062b\u0627\u0644\u062b.<\/p>

    16.2 \u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u062a\u0641\u0648\u064a\u0636 \u062c\u0632\u0621 \u0645\u0646 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0647\u0627 \u0644\u0623\u064a \u0645\u0642\u0627\u0648\u0644 \u0641\u0631\u0639\u064a \u0623\u0648 \u0645\u0642\u062f\u0645 \u062e\u062f\u0645\u0629 \u0645\u0646 \u0627\u062e\u062a\u064a\u0627\u0631\u0647\u0627 \u0628\u062d\u0631\u064a\u0629\u060c \u0645\u0639 \u0628\u0642\u0627\u0621 \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0647\u0627 \u0639\u0646 \u062d\u0633\u0646 \u062a\u0646\u0641\u064a\u0630 \u0647\u0630\u0647 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a.<\/p>

    16.3 \u0639\u062f\u0645 \u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u064a \u0645\u0646 \u0627\u0644\u0637\u0631\u0641\u064a\u0646 (\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645) \u0644\u0623\u064a \u0645\u0646 \u062d\u0642\u0648\u0642\u0647 \u0644\u0627 \u064a\u064f\u0639\u062a\u0628\u0631 \u062a\u0646\u0627\u0632\u0644\u0627\u064b \u0639\u0646 \u0647\u0630\u0647 \u0627\u0644\u062d\u0642\u0648\u0642.<\/p>

    16.4 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0639\u0646 \u0639\u0642\u062f \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u062a\u0631\u0627\u0643\u0645\u064a\u0629 \u0648\u0644\u0627 \u062a\u0645\u0646\u0639 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0639\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646.<\/p>

    16.5 \u0625\u0630\u0627 \u062a\u0645 \u0625\u0639\u0644\u0627\u0646 \u0628\u0637\u0644\u0627\u0646 \u0623\u064a \u062d\u0643\u0645 \u0645\u0646 \u0623\u062d\u0643\u0627\u0645 \u0639\u0642\u062f \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0645\u0646 \u0642\u0628\u0644 \u0623\u064a \u0645\u062d\u0643\u0645 \u0645\u0639\u064a\u0646\u060c \u0623\u0648 \u0633\u0644\u0637\u0629 \u0625\u062f\u0627\u0631\u064a\u0629\u060c \u0623\u0648 \u0645\u062d\u0643\u0645\u0629 \u0645\u062e\u062a\u0635\u0629\u060c \u0641\u0625\u0646 \u0647\u0630\u0627 \u0627\u0644\u0628\u0637\u0644\u0627\u0646 \u0644\u0627 \u064a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0628\u0627\u0642\u064a \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0642\u062f\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0638\u0644 \u0633\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0641\u0639\u0648\u0644.<\/p>

    16.6 \u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u0645\u0637\u0628\u0642\u0629\u060c \u0633\u0648\u0627\u0621 \u0627\u0644\u064a\u0648\u0645\u064a\u0629\u060c \u0623\u0648 \u0627\u0644\u0623\u0633\u0628\u0648\u0639\u064a\u0629\u060c \u0623\u0648 \u0627\u0644\u0634\u0647\u0631\u064a\u0629\u060c \u0639\u0644\u0649 \u0639\u062f\u062f \u0648\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0645\u062a\u0627\u062d\u0629 \u0641\u064a \u0641\u0631\u0648\u0639 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0648\u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0647\u0627 \u0627\u0644\u0631\u0633\u0645\u064a \u0639\u0644\u0649 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    17-\t\u0627\u0644\u0625\u0634\u0639\u0627\u0631\u0627\u062a\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    1 \u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0625\u0631\u0633\u0627\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0644\u0644\u0623\u0639\u0645\u0627\u0644 \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0629 \u0639\u0628\u0631 \u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0642\u0635\u064a\u0631\u0629 \u0623\u0648 \u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u0623\u062e\u0631\u0649 \u062a\u062a\u0631\u0643 \u0623\u062b\u0631\u064b\u0627 \u0643\u062a\u0627\u0628\u064a\u064b\u0627 \u0625\u0644\u0649 \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0623\u0648 \u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 (\u0627\u0644\u0645\u0633\u062c\u0644 \u0628\u0627\u0633\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645) \u0627\u0644\u0645\u062f\u0631\u062c \u0641\u064a \u0627\u0633\u062a\u0645\u0627\u0631\u0629 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643.<\/p>

    17.2 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u0631\u0633\u0627\u0644 \u0623\u064a \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0639\u0628\u0631 \u0625\u062d\u062f\u0649 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:
    \u0623. \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0627\u0644\u0631\u0642\u0645 1266\u061b
    \u0628. \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0625\u0644\u0649 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 (contact@konoom-money.com)
    \u062c. \u0631\u0633\u0627\u0644\u0629 \u0639\u0627\u062f\u064a\u0629 \u0645\u0639 \u0625\u0634\u0639\u0627\u0631 \u0628\u0627\u0644\u0627\u0633\u062a\u0644\u0627\u0645 \u062a\u064f\u0648\u062f\u0639 \u0641\u064a \u0641\u0631\u0648\u0639 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a.<\/p>

    17.3 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u062e\u0637\u0627\u0631 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u062f\u0648\u0646 \u062a\u0623\u062e\u064a\u0631 \u0628\u0623\u064a \u062a\u063a\u064a\u064a\u0631 \u0641\u064a \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u060c \u0648\u062e\u0627\u0635\u0629 \u0623\u064a \u062a\u063a\u064a\u064a\u0631 \u0641\u064a \u0627\u0644\u0639\u0646\u0648\u0627\u0646.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    18- \u0645\u062f\u0629 \u0627\u0644\u0639\u0642\u062f <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    \u064a\u064f\u0628\u0631\u0645 \u0639\u0642\u062f \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0644\u0645\u062f\u0629 \u063a\u064a\u0631 \u0645\u062d\u062f\u062f\u0629\u060c \u0648\u064a\u062c\u0648\u0632 \u0625\u0646\u0647\u0627\u0624\u0647 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u0648 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0625\u0631\u0633\u0627\u0644 \u0631\u0633\u0627\u0644\u0629 \u0645\u0633\u062c\u0644\u0629 \u0645\u0639 \u0625\u0634\u0639\u0627\u0631 \u0628\u0627\u0644\u0627\u0633\u062a\u0644\u0627\u0645 \u0648\u0641\u062a\u0631\u0629 \u0625\u0634\u0639\u0627\u0631 \u0645\u062f\u062a\u0647\u0627 \u0639\u0634\u0631\u0629 (10) \u0623\u064a\u0627\u0645 \u0644\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0625\u0634\u0639\u0627\u0631 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u062f\u0629 17.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    19- \u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    1 \u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0633\u062f\u0627\u062f \u0623\u064a \u0646\u0641\u0642\u0627\u062a \u062a\u062a\u062d\u0645\u0644\u0647\u0627 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u064a \u0645\u0628\u0627\u0644\u063a \u0645\u0633\u062a\u062d\u0642\u0629 \u0644\u0647 \u0628\u0645\u0648\u062c\u0628 \u0639\u0642\u062f \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a.<\/p>

    19.2 \u064a\u0634\u0643\u0644 \u0634\u0647\u0627\u062f\u0629 \u0645\u0648\u0642\u0639\u0629 \u0645\u0646 \u0623\u064a \u0645\u0645\u062b\u0644 \u0645\u062e\u0648\u0644 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u062f\u0644\u064a\u0644\u064b\u0627 \u0643\u0627\u0641\u064a\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u060c \u0645\u0627 \u0644\u0645 \u064a\u0642\u062f\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062f\u0644\u064a\u0644\u064b\u0627 \u064a\u062e\u0627\u0644\u0641 \u0630\u0644\u0643.<\/p>

    19.3 \u064a\u0642\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0623\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0633\u062c\u0644\u0629 \u0642\u062f \u062a\u064f\u0633\u062a\u062e\u062f\u0645 \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645\u060c \u0648\u0645\u0639 \u0630\u0644\u0643 \u064a\u062d\u0642 \u0644\u0647 \u062a\u0639\u062f\u064a\u0644 \u0623\u0648 \u062d\u0630\u0641 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0647\/\u0628\u0647\u0627.<\/p>

    19.4 \u064a\u0642\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0623\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0633\u064a\u062a\u0645 \u062a\u0633\u062c\u064a\u0644\u0647\u0627 \u0648\u062a\u062e\u0632\u064a\u0646\u0647\u0627 \u0644\u0645\u062f\u0629 \u0639\u0634\u0631 (10) \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0639\u0642\u062f \u0623\u0648 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a\u060c \u062d\u0633\u0628 \u0627\u0644\u062d\u0627\u0644\u0629.<\/p>

    19.5 \u062c\u0645\u064a\u0639 \u062d\u0642\u0648\u0642 \u0627\u0644\u0637\u0628\u0639 \u0648\u0627\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0623\u064a \u062d\u0642\u0648\u0642 \u0645\u0644\u0643\u064a\u0629 \u0641\u0643\u0631\u064a\u0629 \u0623\u062e\u0631\u0649 \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u062e\u062f\u0645\u0629 \u0623\u0648 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629 \u062a\u0639\u0648\u062f \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645. \u0648\u064a\u0642\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0623\u0646\u0647 \u0644\u0627 \u064a\u0643\u062a\u0633\u0628 \u0623\u064a\u064b\u0627 \u0645\u0646 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    20-\t\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0637\u0628\u0642\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
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    1 \u062a\u062e\u0636\u0639 \u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u062a\u0634\u0627\u062f.<\/p>

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    \n\t\t\t\t
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    21. \u0627\u0644\u0642\u0628\u0648\u0644\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
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    \u064a\u0642\u0631 \u0627\u0644\u0645\u0648\u0642\u0639 \u0623\u062f\u0646\u0627\u0647\u060c \u0627\u0644\u0639\u0645\u064a\u0644 (\u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645)\u060c \u0628\u0623\u0646\u0647 \u0642\u062f \u0642\u0631\u0623 \u062c\u0645\u064a\u0639 \u0645\u0648\u0627\u062f \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0648\u0648\u0627\u0641\u0642 \u0639\u0644\u064a\u0647\u0627 \u0635\u0631\u0627\u062d\u0629\u060c \u0648\u0628\u0627\u0644\u062a\u0648\u0642\u064a\u0639 \u0623\u062f\u0646\u0627\u0647\u060c \u064a\u0642\u0631 \u0628\u0623\u0646\u0647 \u0645\u0644\u062a\u0632\u0645 \u0628\u0647\u0627 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0648\u0628\u062f\u0648\u0646 \u0623\u064a \u062a\u062d\u0641\u0638.<\/p>

    \u00a0<\/p>

    \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645:<\/p>

    \u00a0<\/p>

    \u0627\u0644\u0639\u0645\u064a\u0644:<\/p>

    \u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 “\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a” \u0627\u0644\u062a\u0645\u0647\u064a\u062f \u00a0 \u062a\u0645 \u0648\u0636\u0639 \u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645\u060c \u0648\u0647\u064a \u0634\u0631\u0643\u0629 \u0645\u0633\u0627\u0647\u0645\u0629 \u0639\u0627\u0645\u0629 \u0645\u0633\u062c\u0644\u0629 \u0641\u064a \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u062a\u0634\u0627\u062f\u060c \u0628\u0631\u0623\u0633 \u0645\u0627\u0644 \u0642\u062f\u0631\u0647 500,000,000 \u0641\u0631\u0646\u0643 \u0625\u0641\u0631\u064a\u0642\u064a\u060c \u0648\u064a\u0642\u0639 \u0645\u0642\u0631\u0647\u0627 \u0627\u0644\u0631\u0626\u064a\u0633\u064a \u0641\u064a \u0646\u062c\u0627\u0645\u064a\u0646\u0627\u060c \u0634\u0627\u0631\u0639 \u0634\u0627\u0631\u0644 \u062f\u064a\u063a\u0648\u0644 (\u0627\u0644\u0645\u0628\u0646\u0649 \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u0633\u0627\u062d\u0644 \u0648\u0627\u0644\u0635\u062d\u0631\u0627\u0621 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629)\u060c \u0648\u0645\u0633\u062c\u0644\u0629 \u0641\u064a \u0627\u0644\u0633\u062c\u0644 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1621","page","type-page","status-publish","hentry"],"yoast_head":"\nKONOOM TERMS and CONDITIONS wallet business AR - Konoom Mobile Money<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/konoom.td\/ar\/konoom-terms-and-conditions-wallet-business-ar\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KONOOM TERMS and CONDITIONS wallet business AR - Konoom Mobile Money\" \/>\n<meta property=\"og:description\" content=\"\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 “\u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a” \u0627\u0644\u062a\u0645\u0647\u064a\u062f \u00a0 \u062a\u0645 \u0648\u0636\u0639 \u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0645 \u0645\u0648\u0628\u0627\u064a\u0644 \u0645\u0648\u0646\u064a \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645\u060c \u0648\u0647\u064a \u0634\u0631\u0643\u0629 \u0645\u0633\u0627\u0647\u0645\u0629 \u0639\u0627\u0645\u0629 \u0645\u0633\u062c\u0644\u0629 \u0641\u064a \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u062a\u0634\u0627\u062f\u060c \u0628\u0631\u0623\u0633 \u0645\u0627\u0644 \u0642\u062f\u0631\u0647 500,000,000 \u0641\u0631\u0646\u0643 \u0625\u0641\u0631\u064a\u0642\u064a\u060c \u0648\u064a\u0642\u0639 \u0645\u0642\u0631\u0647\u0627 \u0627\u0644\u0631\u0626\u064a\u0633\u064a \u0641\u064a \u0646\u062c\u0627\u0645\u064a\u0646\u0627\u060c \u0634\u0627\u0631\u0639 \u0634\u0627\u0631\u0644 \u062f\u064a\u063a\u0648\u0644 (\u0627\u0644\u0645\u0628\u0646\u0649 \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u0633\u0627\u062d\u0644 \u0648\u0627\u0644\u0635\u062d\u0631\u0627\u0621 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629)\u060c \u0648\u0645\u0633\u062c\u0644\u0629 \u0641\u064a \u0627\u0644\u0633\u062c\u0644 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/konoom.td\/ar\/konoom-terms-and-conditions-wallet-business-ar\/\" \/>\n<meta property=\"og:site_name\" content=\"Konoom Mobile Money\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-17T13:54:04+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0648\u0642\u062a \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u064f\u0642\u062f\u0651\u0631\" \/>\n\t<meta name=\"twitter:data1\" content=\"23 \u062f\u0642\u064a\u0642\u0629\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/konoom.td\/ar\/konoom-terms-and-conditions-wallet-business-ar\/\",\"url\":\"https:\/\/konoom.td\/ar\/konoom-terms-and-conditions-wallet-business-ar\/\",\"name\":\"KONOOM TERMS and CONDITIONS wallet business AR - 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