{"id":1601,"date":"2025-12-06T04:01:30","date_gmt":"2025-12-06T04:01:30","guid":{"rendered":"https:\/\/konoom.td\/ar\/?page_id=1601"},"modified":"2025-12-17T13:34:21","modified_gmt":"2025-12-17T13:34:21","slug":"konoom-terms-and-conditions-merchant-ar","status":"publish","type":"page","link":"https:\/\/konoom.td\/ar\/konoom-terms-and-conditions-merchant-ar\/","title":{"rendered":"KONOOM TERMS and CONDITIONS merchant AR"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1601\" class=\"elementor elementor-1601\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-beba996 e-flex e-con-boxed e-con e-parent\" data-id=\"beba996\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9d5eb78 e-con-full e-flex e-con e-child\" data-id=\"9d5eb78\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ea5307 elementor-widget elementor-widget-heading\" data-id=\"1ea5307\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0644\u0645\u062d\u0641\u0638\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f86c61 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8f86c61\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ea99d5 elementor-widget elementor-widget-heading\" data-id=\"3ea99d5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u062a\u0645\u0647\u064a\u062f<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf0b641 elementor-widget elementor-widget-text-editor\" data-id=\"bf0b641\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><br \/>\u0648\u064f\u0636\u0639\u062a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0639\u0627\u0645\u0629\u060c \u0648\u0647\u064a \u0634\u0631\u0643\u0629 \u0645\u0633\u062c\u0644\u0629 \u0641\u064a \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u062a\u0634\u0627\u062f \u0628\u0631\u0623\u0633 \u0645\u0627\u0644 \u0642\u062f\u0631\u0647 500,000,000 \u0641\u0631\u0646\u0643 \u0623\u0641\u0631\u064a\u0642\u064a\u060c \u0648\u064a\u0642\u0639 \u0645\u0643\u062a\u0628\u0647\u0627 \u0627\u0644\u0645\u0633\u062c\u0644 \u0641\u064a \u0646\u062c\u0627\u0645\u064a\u0646\u0627\u060c \u0634\u0627\u0631\u0639 \u0634\u0627\u0631\u0644 \u062f\u064a\u063a\u0648\u0644 \u0627\u0644\u0645\u0628\u0646\u0649 \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u0644\u0645\u0635\u0631\u0641 <strong>\u0628\u0646\u0643 \u0627\u0644\u0633\u0627\u062d\u0644 \u0648\u0627\u0644\u0635\u062d\u0631\u0627\u0621 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629<\/strong>\u060c \u0648\u0645\u0633\u062c\u0644\u0629 \u0641\u064a \u0633\u062c\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u062d\u062a \u0631\u0642\u0645 \u00a0TD-NDJ-01-2025-B14-00004\u060c \u0648\u0631\u0642\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0636\u0631\u064a\u0628\u064a 9053965 R.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80b97e0 elementor-widget elementor-widget-heading\" data-id=\"80b97e0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. \u0627\u0644\u063a\u0631\u0636<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f879338 elementor-widget elementor-widget-text-editor\" data-id=\"f879338\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u062a\u062d\u062f\u062f \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0630\u064a \u064a\u062a\u0645 \u0628\u0645\u0648\u062c\u0628\u0647 \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u062a\u0627\u062c\u0631 (\u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645) \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0645\u0646 \u0639\u0645\u0644\u0627\u0626\u0647 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u062a\u0627\u062c\u0631 \u0644\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u062a\u0646\u0642\u0644 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645.<br \/>\u0648\u064a\u0639\u062f \u0642\u0628\u0648\u0644 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u060c \u0633\u0648\u0627\u0621\u064b \u0643\u0627\u0646 \u0628\u062e\u0637 \u0627\u0644\u064a\u062f \u0623\u0648 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u064b\u0627\u060c \u0639\u0642\u062f\u064b\u0627 \u0628\u064a\u0646 \u0627\u0644\u062a\u0627\u062c\u0631 \u0648\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645\u060c \u0648\u062a\u0639\u062a\u0628\u0631 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u062c\u0632\u0621\u064b\u0627 \u0644\u0627 \u064a\u062a\u062c\u0632\u0623 \u0645\u0646\u0647.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-328a129 elementor-widget elementor-widget-heading\" data-id=\"328a129\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u0627\u062a<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8313089 elementor-widget elementor-widget-text-editor\" data-id=\"8313089\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u0648\u0643\u064a\u0644 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/strong>: \u0646\u0642\u0637\u0629 \u0628\u064a\u0639\u060c \u0645\u0624\u0633\u0633\u0629 \u0623\u0648 \u0645\u0648\u0632\u0639 \u0623\u0628\u0631\u0645 \u0627\u062a\u0641\u0627\u0642\u064b\u0627 \u0645\u0639 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062a\u0648\u0632\u064a\u0639 \u0623\u0648 \u0627\u0644\u0628\u064a\u0639 \u0623\u0648 \u0634\u062d\u0646 \u0627\u0644\u0631\u0635\u064a\u062f \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0634\u062d\u0646 \u0623\u0648 \u0625\u064a\u062f\u0627\u0639\u0627\u062a \u0646\u0642\u062f\u064a\u0629 \u0644\u062d\u0627\u0645\u0644\u064a \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0648\u0645.<\/p><p><strong>\u062e\u062f\u0645\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/strong> : \u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062a\u0646\u0642\u0644\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0641\u064a \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u062a\u0634\u0627\u062f.<\/p><p><strong>\u0627\u0644\u0639\u0645\u064a\u0644<\/strong>: \u062d\u0627\u0645\u0644 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0630\u064a \u064a\u062c\u0631\u064a \u0645\u0639\u0627\u0645\u0644\u0629 \u0645\u0639 \u0627\u0644\u062a\u0627\u062c\u0631.<\/p><p><strong>\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0633\u0631\u064a<\/strong>: \u0631\u0642\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a \u0627\u0644\u0630\u064a \u064a\u062d\u062f\u062f\u0647 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u064a\u062d\u062a\u0641\u0638 \u0628\u0647 \u0633\u0631\u064b\u0627 \u0644\u062d\u0645\u0627\u064a\u0629 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647.<\/p><p><strong>\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0633\u0631\u064a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a<\/strong>: \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0627\u0644\u0645\u0643\u0648\u0646 \u0645\u0646 \u0623\u0631\u0628\u0639\u0629 \u0623\u0631\u0642\u0627\u0645 (0000) \u0627\u0644\u0645\u0631\u0633\u0644 \u0639\u0628\u0631 \u0631\u0633\u0627\u0644\u0629 \u0646\u0635\u064a\u0629 \u0642\u0635\u064a\u0631\u0629 \u0639\u0646\u062f \u062a\u0641\u0639\u064a\u0644 \u0623\u0648 \u0627\u0633\u062a\u0639\u0627\u062f\u0629 \u0627\u0644\u062d\u0633\u0627\u0628.<\/p><p><strong>\u062d\u0633\u0627\u0628 \u0627\u0644\u062f\u0641\u0639 (\u0627\u0644\u0645\u062d\u0641\u0638\u0629)<\/strong>: \u062d\u0633\u0627\u0628 \u0645\u0633\u062c\u0644 \u0628\u0627\u0633\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0623\u0648 \u0627\u0644\u062a\u062c\u0627\u0631 \u0641\u064a \u0633\u062c\u0644\u0627\u062a \u0634\u0631\u0643\u0629 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data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> 3-\t\u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0627\u062c\u0631 \u0644\u0645\u062d\u0641\u0638\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98569dd elementor-widget elementor-widget-text-editor\" data-id=\"98569dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u064a\u062c\u0648\u0632 \u0644\u0623\u064a \u0634\u062e\u0635 \u0637\u0628\u064a\u0639\u064a \u0623\u0648 \u0627\u0639\u062a\u0628\u0627\u0631\u064a\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 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\u0645\u0633\u062a\u0646\u062f \u0625\u0636\u0627\u0641\u064a \u0645\u0637\u0644\u0648\u0628<\/li><\/ul><p>\u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0637\u0644\u0628 \u0623\u064a \u0645\u0633\u062a\u0646\u062f \u0625\u0636\u0627\u0641\u064a \u062a\u0642\u062a\u0636\u064a\u0647 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629.<\/p><ul><li><strong>\u0631\u0642\u0645 \u0627\u0644\u0648\u0635\u0648\u0644 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/strong><\/li><\/ul><p>\u0631\u0642\u0645 \u0648\u0635\u0648\u0644 \u0645\u062d\u0645\u0648\u0644 \u0646\u0634\u0637 \u0628\u0627\u0633\u0645 \u0645\u0642\u062f\u0645 \u0627\u0644\u0637\u0644\u0628\u061b \u062a\u0641\u0648\u064a\u0636 \u0635\u0631\u064a\u062d \u0645\u0646 \u062d\u0627\u0645\u0644 \u0631\u0642\u0645 \u0627\u0644\u0648\u0635\u0648\u0644 (\u0625\u0630\u0627 \u0643\u0627\u0646 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\u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/li><\/ul><ul><li>\u0631\u0633\u0627\u0644\u0629 \u0639\u0627\u062f\u064a\u0629 \u0645\u0642\u0627\u0628\u0644 \u0625\u064a\u0635\u0627\u0644 \u0625\u064a\u062f\u0627\u0639 \u0644\u062f\u0649 \u0623\u062d\u062f \u0641\u0631\u0648\u0639 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645\u061b<\/li><li>\u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u0647\u0627\u062a\u0641\u064a \u0639\u0628\u0631 \u0627\u0644\u0631\u0642\u0645: 1266<\/li><li>\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a: <a href=\"mailto:contact@konoom-money.com\">contact@konoom-money.com<\/a><ul><li>\u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u0648\u0645 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8.<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6742885 elementor-widget elementor-widget-heading\" data-id=\"6742885\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">9. \u0627\u0644\u062a\u0633\u0639\u064a\u0631<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2def86d elementor-widget elementor-widget-text-editor\" data-id=\"2def86d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u062f\u0641\u0639 \u0631\u0633\u0645 \u0634\u0647\u0631\u064a \u062b\u0627\u0628\u062a \u0645\u0642\u0627\u0628\u0644 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\u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u062a\u0634\u0627\u062f.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-059b4a9 elementor-widget elementor-widget-heading\" data-id=\"059b4a9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">10-\t\u0623\u0645\u0646 \u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u062a\u0627\u062c\u0631<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47a36ed elementor-widget elementor-widget-text-editor\" data-id=\"47a36ed\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u064a\u062a\u0645 \u062a\u0623\u0645\u064a\u0646 \u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u062a\u0627\u062c\u0631 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\u0627\u0644\u0633\u0631\u064a\u060c \u064a\u064f\u0637\u0644\u0628 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u064a\u0636\u064b\u0627 \u062a\u062d\u062f\u064a\u062f \u0643\u0644\u0645\u0629 \u0633\u0631\u064a\u0629 \u0648\u0631\u0642\u0645 \u0628\u062f\u064a\u0644 \u0644\u062a\u0645\u0643\u064a\u0646\u0647 \u0645\u0646 \u0627\u0633\u062a\u0631\u062c\u0627\u0639 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0633\u0631\u064a \u0641\u064a \u062d\u0627\u0644 \u0646\u0633\u064a\u0627\u0646\u0647 \u0623\u0648 \u0641\u0642\u062f\u0627\u0646\u0647.<\/li><li>\u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0645\u0633\u0624\u0648\u0644 \u0627\u0644\u0648\u062d\u064a\u062f \u0639\u0646 \u0627\u0644\u062d\u0641\u0638 \u0648\u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0633\u0644\u064a\u0645 \u0644\u0647\u0627\u062a\u0641\u0647 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u0648\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0633\u0631\u064a\u060c \u0648\u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631 \u0627\u0644\u0633\u0631\u064a\u0629\u060c \u0648\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0628\u062f\u064a\u0644 \u0627\u0644\u062e\u0627\u0635 \u0628\u062d\u0633\u0627\u0628 <strong>\u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 <\/strong>\u0643\u0645\u0627 \u064a\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u062d\u062f\u0647 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0639\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 <strong>\u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 <\/strong>\u0627\u0644\u062e\u0627\u0635 \u0628\u0647.<\/li><li>\u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0639\u062f\u0645 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0633\u0631\u064a \u0623\u0648 \u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631 \u0627\u0644\u0633\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0628\u062f\u064a\u0644 \u0627\u0644\u062e\u0627\u0635 \u0628\u062d\u0633\u0627\u0628 <strong>\u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 <\/strong>\u0644\u0623\u064a \u0634\u062e\u0635 \u0643\u0627\u0646\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0648\u0638\u0641\u064a \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645\u0623\u0648 \u0627\u0644\u0645\u0648\u0632\u0639\u064a\u0646 \u0623\u0648 \u0627\u0644\u0648\u0643\u0644\u0627\u0621 \u0623\u0648 \u0623\u064a \u0645\u0646 \u0634\u0631\u0643\u0627\u0621 <strong>\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645<\/strong> \u0627\u0644\u0622\u062e\u0631\u064a\u0646\u060c \u0623\u0648 \u0644\u0645\u0627\u0644\u0643 \u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0627\u0644\u0630\u064a \u0642\u0627\u0645 \u0628\u062a\u062d\u062f\u064a\u062f\u0647\u0645 \u0643\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0646\u0647\u0627\u0626\u064a\u064a\u0646\u060c \u0625\u0646 \u0648\u064f\u062c\u062f \u0630\u0644\u0643.<\/li><li>\u0641\u064a \u062d\u0627\u0644 \u0646\u0633\u064a\u0627\u0646 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0633\u0631\u064a \u0623\u0648 \u0627\u0644\u0643\u0644\u0645\u0629 \u0627\u0644\u0633\u0631\u064a\u0629 \u0623\u0648 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\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0639\u064a\u064a\u0646 \u0625\u0644\u0627 \u0628\u0639\u062f \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u0627\u0644\u0625\u062c\u0627\u0628\u0629 \u0628\u0634\u0643\u0644 \u0635\u062d\u064a\u062d \u0639\u0646 \u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0623\u0645\u0627\u0646.<\/p><p>\u0648\u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0629\u060c \u064a\u0631\u0633\u0644 \u0627\u0644\u0646\u0638\u0627\u0645 \u0631\u0633\u0627\u0644\u0629 \u062a\u0623\u0643\u064a\u062f \u062a\u062a\u0636\u0645\u0646 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0633\u0631\u064a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u060c \u0645\u0645\u0627 \u064a\u0633\u0645\u062d \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u062a\u0639\u064a\u064a\u0646 \u0631\u0642\u0645 \u0633\u0631\u064a \u062c\u062f\u064a\u062f 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elementor-element-7daab88 elementor-widget elementor-widget-text-editor\" data-id=\"7daab88\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0645\u0627 \u064a\u0644\u064a:<\/li><\/ul><ul><li>\u0639\u0631\u0636 \u0631\u0645\u0632 \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0633\u0631\u064a\u0639 \u0623\u0648 \u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u0625\u0639\u0644\u0627\u0645\u064a\u0629 \u0623\u0648 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062a\u0648\u0636\u062d \u0637\u0631\u0642 \u0642\u0628\u0648\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0634\u0643\u0644 \u0648\u0627\u0636\u062d\u061b<\/li><li>\u0639\u062f\u0645 \u0641\u0631\u0636 \u0631\u0633\u0648\u0645 \u0625\u0636\u0627\u0641\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0642\u0627\u0628\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0629\u061b<\/li><li>\u0639\u062f\u0645 \u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0634\u0643\u0644 \u0645\u0635\u0637\u0646\u0639\u061b<\/li><li>\u0639\u062f\u0645 \u0642\u0628\u0648\u0644 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0623\u0648 \u0645\u0634\u0628\u0648\u0647\u0629\u061b<\/li><li>\u062d\u0645\u0627\u064a\u0629 \u0645\u0639\u0631\u0641\u0627\u062a \u0627\u0644\u062a\u0627\u062c\u0631 \u0648\u0631\u0645\u0648\u0632 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 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elementor-element-d88dfdb elementor-widget elementor-widget-heading\" data-id=\"d88dfdb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">12-\t\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe0d40b elementor-widget elementor-widget-text-editor\" data-id=\"fe0d40b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u062a\u0644\u062a\u0632\u0645 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0628\u0645\u0627 \u064a\u0644\u064a:<\/li><\/ul><ul><li>\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0644\u0627\u0632\u0645\u0629 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elementor-size-default\">16-\t\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u062a\u0641\u0631\u0642\u0629<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6984be7 elementor-widget elementor-widget-text-editor\" data-id=\"6984be7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u0644\u0627 \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0646\u0642\u0644 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0639\u0646 \u0639\u0642\u062f \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0625\u0644\u0649 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b.<\/li><li>\u064a\u062d\u0642 \u0644\u0634\u0631\u0643\u0629 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class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0625\u0631\u0633\u0627\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062d\u0633\u0627\u0628 \u0645\u062d\u0641\u0638\u0629 \u062a\u0627\u062c\u0631 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0629 \u0639\u0628\u0631 \u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0642\u0635\u064a\u0631\u0629 \u0623\u0648 \u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u0623\u062e\u0631\u0649 \u062a\u062a\u0631\u0643 \u0633\u062c\u0644\u0627\u064b \u0643\u062a\u0627\u0628\u064a\u0627\u064b \u0625\u0644\u0649 \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0623\u0648 \u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 (\u0627\u0644\u0645\u0637\u0627\u0628\u0642 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645) \u0627\u0644\u0645\u062f\u0631\u062c \u0641\u064a \u0627\u0633\u062a\u0645\u0627\u0631\u0629 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643.<\/li><li>\u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u0631\u0633\u0627\u0644 \u0623\u064a \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0623\u062d\u062f \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/li><li>\u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u0631\u0642\u0645 1266\u061b<\/li><li>\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0625\u0644\u0649 \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 : <a href=\"mailto:contact@konoom-money.com\u061b\">contact@konoom-money.com<\/a><\/li><li>\u0631\u0633\u0627\u0644\u0629 \u0639\u0627\u062f\u064a\u0629 \u0645\u0639 \u0625\u0634\u0639\u0627\u0631 \u0628\u0627\u0644\u0627\u0633\u062a\u0644\u0627\u0645 \u064a\u062a\u0645 \u0625\u064a\u062f\u0627\u0639\u0647\u0627 \u0641\u064a \u0641\u0631\u0648\u0639 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/li><li>\u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u0628\u0644\u0627\u063a \u0643\u0648\u0646\u0648\u0648\u0645 \u062f\u0648\u0646 \u062a\u0623\u062e\u064a\u0631 \u0628\u0623\u064a \u062a\u063a\u064a\u064a\u0631 \u0641\u064a \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u060c \u0648\u062e\u0627\u0635\u0629 \u0623\u064a \u062a\u063a\u064a\u064a\u0631 \u0641\u064a \u0627\u0644\u0639\u0646\u0648\u0627\u0646.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8eb0f8 elementor-widget elementor-widget-heading\" data-id=\"f8eb0f8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">18-\t\u0645\u062f\u0629 \u0627\u0644\u0639\u0642\u062f\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e3a715 elementor-widget elementor-widget-text-editor\" data-id=\"4e3a715\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u064a\u064f\u0628\u0631\u0645 \u0639\u0642\u062f \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u0645\u062f\u0629 \u063a\u064a\u0631 \u0645\u062d\u062f\u062f\u0629\u060c \u0648\u064a\u0645\u0643\u0646 \u0644\u0623\u064a \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u0648 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0625\u0646\u0647\u0627\u0624\u0647 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0639\u0646 \u0637\u0631\u064a\u0642 \u0631\u0633\u0627\u0644\u0629 \u0645\u0633\u062c\u0644\u0629 \u0645\u0639 \u0625\u0634\u0639\u0627\u0631 \u0628\u0627\u0644\u0627\u0633\u062a\u0644\u0627\u0645 \u0648\u0625\u0639\u0637\u0627\u0621 \u0625\u0634\u0639\u0627\u0631 \u0645\u0633\u0628\u0642 \u0644\u0645\u062f\u0629 \u0639\u0634\u0631\u0629 (10) \u0623\u064a\u0627\u0645 \u0644\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631\u060c \u0648\u0630\u0644\u0643 \u0648\u0641\u0642\u0627\u064b \u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0625\u0634\u0639\u0627\u0631 \u0627\u0644\u0645\u0634\u0627\u0631 \u0625\u0644\u064a\u0647\u0627 \u0641\u064a \u0627\u0644\u0645\u0627\u062f\u0629 17.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47ce55e elementor-widget elementor-widget-heading\" data-id=\"47ce55e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">19-\t\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccbacd8 elementor-widget elementor-widget-text-editor\" data-id=\"ccbacd8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u064a\u062a\u0639\u0647\u062f \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0633\u062f\u0627\u062f \u0623\u064a \u0646\u0641\u0642\u0627\u062a \u062a\u062a\u0643\u0628\u062f\u0647\u0627 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0641\u064a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u064a \u0645\u0628\u0627\u0644\u063a \u0645\u0633\u062a\u062d\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0645\u0648\u062c\u0628 \u0639\u0642\u062f \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/li><li>\u062a\u064f\u0639\u062f \u0634\u0647\u0627\u062f\u0629 \u0645\u0648\u0642\u0639\u0629 \u0645\u0646 \u0623\u064a \u0645\u0645\u062b\u0644 \u0645\u062e\u0648\u0651\u0644 \u0644\u0640\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u062f\u0644\u064a\u0644\u0627\u064b \u0643\u0627\u0641\u064a\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u060c \u0645\u0627 \u0644\u0645 \u064a\u0642\u062f\u0651\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062f\u0644\u064a\u0644\u0627\u064b \u0639\u0644\u0649 \u062e\u0644\u0627\u0641 \u0630\u0644\u0643.<\/li><li>\u064a\u0642\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0623\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0633\u062c\u0644\u0629 \u0642\u062f \u062a\u064f\u0633\u062a\u062e\u062f\u0645 \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645\u060c \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u064a\u062d\u0642 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u062a\u0639\u062f\u064a\u0644 \u0623\u0648 \u062d\u0630\u0641 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0647\/\u0628\u0647\u0627.<\/li><li>\u064a\u0642\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0623\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0633\u062a\u064f\u0633\u062c\u0651\u0644 \u0648\u062a\u064f\u062e\u0632\u0646 \u0644\u0645\u062f\u0629 \u0639\u0634\u0631 (10) \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629\u060c \u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0639\u0642\u062f\u060c \u0623\u0648 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u062d\u0633\u0628\u0645\u0627 \u064a\u0646\u0637\u0628\u0642.<\/li><li>\u062c\u0645\u064a\u0639 \u062d\u0642\u0648\u0642 \u0627\u0644\u0637\u0628\u0639 \u0648\u0627\u0644\u0646\u0634\u0631\u060c \u0648\u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629\u060c \u0648\u0623\u064a \u062d\u0642\u0648\u0642 \u0645\u0644\u0643\u064a\u0629 \u0641\u0643\u0631\u064a\u0629 \u0623\u062e\u0631\u0649 \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u062e\u062f\u0645\u0629 \u0623\u0648 \u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629 \u062a\u0639\u0648\u062f \u0644\u0640\u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0648\u0645. \u0648\u064a\u0642\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0623\u0646\u0647 \u0644\u0627 \u064a\u0643\u062a\u0633\u0628 \u0623\u064a\u064b\u0627 \u0645\u0646 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-557121b elementor-widget elementor-widget-heading\" data-id=\"557121b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">20-\t\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0648\u0627\u062c\u0628 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e24724f elementor-widget elementor-widget-text-editor\" data-id=\"e24724f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u062a\u062e\u0636\u0639 \u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u062a\u0634\u0627\u062f.<\/li><li>\u064a\u0633\u0639\u0649 \u0627\u0644\u0637\u0631\u0641\u0627\u0646 \u0644\u062d\u0644 \u0623\u064a \u0646\u0632\u0627\u0639 \u064a\u062a\u0639\u0644\u0642 \u0628\u0635\u062d\u0629 \u0623\u0648 \u062a\u0641\u0633\u064a\u0631 \u0623\u0648 \u062a\u0646\u0641\u064a\u0630 \u0639\u0642\u062f \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u062f\u064a\u064b\u0627. \u0648\u0625\u0630\u0627 \u062a\u0639\u0630\u0651\u0631 \u0627\u0644\u062a\u0648\u0635\u0644 \u0625\u0644\u0649 \u062d\u0644 \u0648\u062f\u064a \u062e\u0644\u0627\u0644 \u0645\u062f\u0629 \u0634\u0647\u0631 (1) \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0625\u062e\u0637\u0627\u0631 \u0627\u0644\u0646\u0632\u0627\u0639\u060c \u062a\u064f\u062d\u0627\u0644 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u0625\u0644\u0649 \u0627\u0644\u0645\u062d\u0627\u0643\u0645 \u0627\u0644\u0645\u062e\u062a\u0635\u0629 \u0641\u064a \u0646\u062c\u0627\u0645\u064a\u0646\u0627.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afedb83 elementor-widget elementor-widget-heading\" data-id=\"afedb83\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">22. \u0627\u0644\u0642\u0628\u0648\u0644\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7af21d elementor-widget elementor-widget-text-editor\" data-id=\"a7af21d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u0628\u0627\u0644\u062a\u0648\u0642\u064a\u0639 \u0623\u062f\u0646\u0627\u0647\u060c \u064a\u0642\u0631 \u0627\u0644\u062a\u0627\u062c\u0631 \u0628\u0623\u0646\u0647 \u0642\u062f \u0642\u0631\u0623 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u0643\u0627\u0645\u0644\u0629 \u0648\u0642\u0628\u0644\u0647\u0627 \u062f\u0648\u0646 \u062a\u062d\u0641\u0638.<\/p>\n\n<p><strong>\u0639\u0646 \u0634\u0631\u0643\u0629 \u0643\u0648\u0646\u0648\u0645 \u0625\u0633 \u0625\u064a\u0647:<\/strong>\u00a0________________________<\/p>\n\n<p><strong>\u0639\u0646 \u0627\u0644\u062a\u0627\u062c\u0631:<\/strong>\u00a0________________________<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0644\u0645\u062d\u0641\u0638\u0629 \u0643\u0648\u0646\u0648\u0648\u0645 \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u0645\u0647\u064a\u062f \u0648\u064f\u0636\u0639\u062a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 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